i had received a phone call back on may 21 from ameritrust financial. they told me that i'm approved for a secured credit card for 2,000 dollars. all i need to do is just pay 200 dollars then i will be able to use it. i was dumb and didn't look it up and had already made the first pymt of 100 dollars. since know i had came across this web site i will contact my bank to let them know so they wont get the second part of the pymt. plus i never had received my card anyways. also they told me it will help my rebuild my credit.