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AP9*SMARTSAVINGS.COM Did not offer free credit report as advertised, but charge $1 each month to credit card. Hixson Tennessee
This company entices you to request a "free" credit report, thus you are required to enter personal information to include valid credit report card. They mention that the $1 charge is only required once to cover minor administration fee. The second month after they make this charge they do it again, which caused me to wonder what was going on. After calling their 1-800 number to find out why they were recharging me another $1, I realized that the $1 charge is a so-called recurring monthly membership fee and has absolutely nothing to do with getting a free credit report at all. To get that report would supposedly cost another $29.95.