John
Louisville,#2Consumer Comment
Mon, October 15, 2007
There are two types of inquires on a credit report: a "hard" inquiry is when you physically fill out an application for new credit....This is the type of inquiry you want to be careful about because too many can damage your credit score. The other type is a "soft" inquiry...where credit card companies are fishing for new clients to make offers to....These types of inquiries DO NOT affect your credit score whatsoever. It sounds like the inquires you mentioned fall into this category.