Asset Aceeptance LLC scamers sent me a notice of collection saying that I owed 6666.91 dollars but that they were giving me a discount, I only owed them 1332.38 how nice of them. I threw the first letter in the garbage because I know I don't owe anyone anything.
Then the second letter came in the mail and I had it so I call them they told me, get this that they were collecting a debt from World financial bank which I've never even heard of nor have ever had any dealings with. Not only that when I asked when this bogus debt occured they told me 1991, 19 years ago, what a joke even at that I still have never heard of this bank period.
That's when I blew up and started yelling at these clowns, told them to come and get it , are economy in this country is bad enough without scammers like this praying on innocent hard working people who allways pay what they owe. This country does not have enough jails to hold all the Bernie Madoffs in it.
SneakyBastards
Los Angeles,#2Consumer Comment
Wed, March 31, 2010
Asset Acceptance LLC
To Whom It May Concern:
This letter is being sent to you in response to a
notice sent to me on January 30, 2010). Be advised that this is not a refusal
to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act,
15 USC 1692g Sec. 809 (b) that your claim is disputed and validation is
requested.
What the money you say
I owe is for;
Explain and show me
how you calculated what you say I owe;
Provide me with copies
of any papers that show I agreed to pay what you say I owe;
Provide a verification
or copy of any judgment if applicable;
Identify the original
creditor;
Prove the Statute of Limitations has not expired on this account
Provide me with your
license numbers and Registered Agent
At this time I will
also inform you that if your offices have reported invalidated information to
any of the 3 major Credit Bureaus (Equifax, Experian or TransUnion) this
action would constitute fraud under both Federal and State Laws. Due to this
fact, if any negative mark is found on any of my credit reports by your company
or the company that you represent I will not hesitate in bringing legal action
against you for the following:
Violation of the Fair Credit
Reporting Act
Violation of the Fair Debt
Collection Practices Act
Defamation of Character
Fraud
If your offices are able to provide the proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist.
If your offices fail to respond to this
validation request within 30 days from the date of your receipt, all references
to this account must be deleted and completely removed from my credit file and
a copy of such deletion request shall be sent to me immediately.
It would be advisable that you assure that your
records are in order before I am forced to take legal action. This is an
attempt to correct your records, any information obtained shall be used for
that purpose.
You don't have to put up with this.
Asset Acceptance LLC
To Whom It May Concern:
This letter is being sent to you in response to a
notice sent to me on January 30, 2010). Be advised that this is not a refusal
to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act,
15 USC 1692g Sec. 809 (b) that your claim is disputed and validation is
requested.
What the money you say
I owe is for;
Explain and show me
how you calculated what you say I owe;
Provide me with copies
of any papers that show I agreed to pay what you say I owe;
Provide a verification
or copy of any judgment if applicable;
Identify the original
creditor;
Prove the Statute of Limitations has not expired on this account
Provide me with your
license numbers and Registered Agent
At this time I will
also inform you that if your offices have reported invalidated information to
any of the 3 major Credit Bureaus (Equifax, Experian or TransUnion) this
action would constitute fraud under both Federal and State Laws. Due to this
fact, if any negative mark is found on any of my credit reports by your company
or the company that you represent I will not hesitate in bringing legal action
against you for the following:
Violation of the Fair Credit
Reporting Act
Violation of the Fair Debt
Collection Practices Act
Defamation of Character
Fraud
If your offices are able to provide the proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist.
If your offices fail to respond to this
validation request within 30 days from the date of your receipt, all references
to this account must be deleted and completely removed from my credit file and
a copy of such deletion request shall be sent to me immediately.
It would be advisable that you assure that your
records are in order before I am forced to take legal action. This is an
attempt to correct your records, any information obtained shall be used for
that purpose.