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  • Report:  #189541

Complaint Review: Asset Acceptance LLC - Warren Michigan

Reported By:
- Modesto, California,
Submitted:
Updated:

Asset Acceptance LLC
P.O.Box 2036 Warren, 48090-2036 Warren Michigan, U.S.A.
Phone:
586-939-9600
Web:
N/A
Categories:
Tell us has your experience with this business or person been good? What's this?
My God what a mess;

I just read this whole thread & any other post concerning Asset Acceptance LLC that I could find.

As I too just received a letter from them on April 15th stating that I owe $396.22 on a Sprint Cell Phone bill.

I have never had a cell phone! in My life ever!

I am one of those people who dislike cell phones mainly because I cant afford one .

I know I cant afford one & therfore I have never even tried to apply for one.

So when I got this bill out of nowhere & I meen I have never heard of this bill before in any way shape or form!

Now all of a sudden I guess I have a neg hit on My credit due to it,Huh?

Or so I gather from what you all are saying in that guys(Rick) thread.

I meen for Asset Acceptance LLC to be comming after me well that sounds like from what I gather that Sprint was trying to get Money from Me for a while but was unable to, so they sold the account to AALLC & so by now I guess I must have a Neg hit on My credit.

Only problem is I have never received a bill from Sprint ever for anything!

So I know for a fact that there is now way this can be My bill as I am just now getting started in building a family we have allways had the same home phone(Land-Line)

We are saving for a house one day & I have been reading on learning how to establish credit before I go out & get in a mess

Then this letter comes.

So I want to say two things

Thanx for the informative insight as to the workings of FDCPA or FCRA & violation tactics & loopholes .

To the Guy(Tom) who was a collector for 16 years thank you,since what you said sheds alot of lite on a otherwise Unknown set of alternatives.

Thee other thing I want to say is from what I gather from that post's in that Firebomb & Brimstone thread is;

I should send this Asset Acceptance LLC a Registered letter telling them that I have no Idea why I would receive such a Bill as I have never had any service with Sprint of any kind.

Be it a Land-Line or a Cell-Phone!

Also I am to ask for them to remove the Hit from My Credit Score

Is that rite?

Anyone who might be willing to help Me get this done properly please respond & help My lil Famliy get back at these Obvious Scam Artist's.

Thanx for any & all consideration

Billy

Modesto, California
U.S.A.


1 Updates & Rebuttals

Billy

Modesto,
California,
U.S.A.
sent them a Cease & Desist letter & stated that I knew nothing of this debt & asked them to Provide Me with a copy of the contract that I aledgedly signed

#2Author of original report

Wed, May 24, 2006

I am writting this update to state that I just got the returned recepit from the Post Office stating that the $11.00 regestered letter I sent to Asset Acceptance LLC was received by JOHN SHARP. I sent them a Cease & Desist letter & stated that I knew nothing of this debt & asked them to Provide Me with a copy of the contract that I aledgedly signed as well as any payment history . I put the Postal Reg# onto the top of the Cease & Desist letter & I made a copy of it I also made a copy of the letter(Bill)they sent me & sent it along with the Cease & Desist letter,so they would know exactly what I was talking about. I kept the original(bill)& a copy of the Cease & Desist letter as well as the receipt form the reg letter in My files. So now I guess I just wait a while huh?

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