- Report: #138302
Complaint Review: Asset Acceptance - Phoenix Arizona
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Author Confirmed
Why?
Asset Acceptance
PO Box 50800 Phoenix, 85076-0800 Arizona, U.S.A.
Phone:
800-398-8814
Web:
N/A
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Business Rating:
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Tell us has your experience with this business or person been good?
In August of 2004, I received a letter from Asset Acceptance stating that I owed $600 for a debt. When I called them, they could give me no information, or supply any paperwork from the original company I supposedly didn't pay off a debt with. I called the original company, and they too couldn't give me any information. I called that company once again at another time, and the person was kind enough to give me information that I guess I wasn't suppsed to be privy to (even though I'm the debtor?).
Anyway, it turns out that this $600 is supposedly from an electric bill that I didn't pay from 12 years ago!! I have never received a bill from either the originator or Asset Acceptance, and now 12 years later I get a letter? To make a long story short, I have called AA maybe 3 times, asking them to send me detailed bills from the creditor. They have sent me 3 (more than likely) automated letters, telling me that I owe $600.
Well, I finally sent them a long letter stating that I would not pay this debt, and would not admit to owing it until they could provide me with original paperwork from the company from which they obtained the debt.
I haven't heard from them for several months. I guess the good thing is that I haven't seen this debt on my credit report, ever! That makes me even more suspious about the company. I just got a copy of my credit report a week ago, and it's still not showing up. Please investigate this company before you make any payments to them.
Jana
Shoreline, Washington
U.S.A.
Anyway, it turns out that this $600 is supposedly from an electric bill that I didn't pay from 12 years ago!! I have never received a bill from either the originator or Asset Acceptance, and now 12 years later I get a letter? To make a long story short, I have called AA maybe 3 times, asking them to send me detailed bills from the creditor. They have sent me 3 (more than likely) automated letters, telling me that I owe $600.
Well, I finally sent them a long letter stating that I would not pay this debt, and would not admit to owing it until they could provide me with original paperwork from the company from which they obtained the debt.
I haven't heard from them for several months. I guess the good thing is that I haven't seen this debt on my credit report, ever! That makes me even more suspious about the company. I just got a copy of my credit report a week ago, and it's still not showing up. Please investigate this company before you make any payments to them.
Jana
Shoreline, Washington
U.S.A.
4 Updates & Rebuttals
Sherri
Piedmont,California,
U.S.A.
THEY CANNOT LEGALLY PUT IT ON YOUR CREDIT
#2Consumer Comment
Mon, April 11, 2005
First of all, the alleged "debt" is way beyond the Statute of Limitations, if it even existed at all. Some of these bottomfeeders posing as collection agencies purchase information from Transunion and try threats and intimidation in order to scare consumers into paying money to them that is not even owed. Keep all correspondence they may have sent you; sometimes these slimeballs will falsely re-age the "debt" on your credit report and their own correspondence would be your "smoking gun" in any legal action you took against them. Never pay the bottomfeeders a dime..you then become an easy mark and all sorts of imaginary/non-existent "debts" will then pop up. Don't hold your breath waiting for the original paperwork...there is none.
Sherri
Piedmont,California,
U.S.A.
THEY CANNOT LEGALLY PUT IT ON YOUR CREDIT
#3Consumer Comment
Mon, April 11, 2005
First of all, the alleged "debt" is way beyond the Statute of Limitations, if it even existed at all. Some of these bottomfeeders posing as collection agencies purchase information from Transunion and try threats and intimidation in order to scare consumers into paying money to them that is not even owed. Keep all correspondence they may have sent you; sometimes these slimeballs will falsely re-age the "debt" on your credit report and their own correspondence would be your "smoking gun" in any legal action you took against them. Never pay the bottomfeeders a dime..you then become an easy mark and all sorts of imaginary/non-existent "debts" will then pop up. Don't hold your breath waiting for the original paperwork...there is none.
Sherri
Piedmont,California,
U.S.A.
THEY CANNOT LEGALLY PUT IT ON YOUR CREDIT
#4Consumer Comment
Mon, April 11, 2005
First of all, the alleged "debt" is way beyond the Statute of Limitations, if it even existed at all. Some of these bottomfeeders posing as collection agencies purchase information from Transunion and try threats and intimidation in order to scare consumers into paying money to them that is not even owed. Keep all correspondence they may have sent you; sometimes these slimeballs will falsely re-age the "debt" on your credit report and their own correspondence would be your "smoking gun" in any legal action you took against them. Never pay the bottomfeeders a dime..you then become an easy mark and all sorts of imaginary/non-existent "debts" will then pop up. Don't hold your breath waiting for the original paperwork...there is none.
Sherri
Piedmont,California,
U.S.A.
THEY CANNOT LEGALLY PUT IT ON YOUR CREDIT
#5Consumer Comment
Mon, April 11, 2005
First of all, the alleged "debt" is way beyond the Statute of Limitations, if it even existed at all. Some of these bottomfeeders posing as collection agencies purchase information from Transunion and try threats and intimidation in order to scare consumers into paying money to them that is not even owed. Keep all correspondence they may have sent you; sometimes these slimeballs will falsely re-age the "debt" on your credit report and their own correspondence would be your "smoking gun" in any legal action you took against them. Never pay the bottomfeeders a dime..you then become an easy mark and all sorts of imaginary/non-existent "debts" will then pop up. Don't hold your breath waiting for the original paperwork...there is none.
