Complaint Review: Atlantic Group - Nationwide

A gentleman by the name of Carlos called and asked for me.  When I told him it was me he wanted me to confirm the last four of my social and when I refused he told me the company for whom he was working would just go ahead and file a claim against me and it would be taken to court.  Having no idea what he was talking about I tried asking questions and he seemed to get angry and told me he would proceed with litigation.  He hung up on me and to make sure he wasn't a scammer I called the number back that had been left on my caller ID.  A lady answered the phone and when I asked the name of the company she told me it was the Atlantic Group.  She then identified me and said she would get

the representative taking care of my case.  When Carlos got on the line I told him who I was and he said he didn't ask for my social but only wanted me to confirm the last 4 digits.  I then agreed like an idiot to confirm the last 4 of my social.  He explained that in 2010 that I had taken out a payday loan in the amount of $400.00 and that when it was submitted for payment that it was denied because of insufficient funds.  After a lenghty discussion with my explaining I never ever applied for a payday loan online and that if I had the funds would have been deposited into my account and with that information I could prove I had never taken out a payday loan.  He then went on to tell me that the money

could have been deposited into any bank account and not necessarily the one that it was taken out on.  That's when I knew he was a scammer.  I got as much information from him as possible and then I told him to just sue me I wasn't going to pay for something that I didn't owe and I could prove it.  I asked him in what county I would be sued in and he fumbled for a moment and said that it would be in the county it was taken out in and that was Johnson County KY.  I told him I would just go to court and prove I didn't owe this money.  He said it would automatically be a judgement against me.  I told him that that wasn't the way a court worked.  I would at least get to present my information before

there was a ruling and judgement against me.  He then asked me if I knew a Robert Ratliff and I told him no.  He asked about a Louette Kendrick and I told him that was my sisiter in law.  He went on to ask about a Kathy Mollette and when I told him I only knew one of these people he said that was enough proof for his company to get judgement.  I proceeded to tell him they would have to provide the account information where the money was deposited in order to get that judgement and I could prove that no money was ever put into my account.  Carlos then said it was probably an ex husband or someone close to me who had my information.  No one has access to my information then or now!  My

husband doesn't even have access to my bank account.  After about 10 minutes of discussion he said this was getting us no where and if I was unwilling to pay the debt I owed regardless of the circumstances that his client would just continue with legal action.  I said that they needed to do what they needed to do but I would not pay for something I owed.  I left it there.  Good luck getting $2000.00 dollars out of me over a $400.00 debt I don't even owe.  By the way he was nice but not to nice so he could intimidate me or so he thought. 

I called my bank and she assured me that with only the last 4 digits of my social they could do nothing to harm me.  She also confirmed what I already knew and that was in order for the payday loan to have been completed they would have had to verify the account and that the law requires them to deposit into the account used to open the payday loan.

There you go Carlos call some other unsuppecting innocent soul!  Shame on you for being a thief and trying to take advantage of people using scare tactics.  I hope you find your way to God so he can save your poor deceitful soul.