Stephanie Gerke is definitely ripping off ISO's. She used Brianne Ameljanczyk to get Phil Ludwig fired and she's 1,000,000,000,000 times worse that Phil Ludwig. You definitely do not want to do business with them. They are going to be working under the name of EVO soon so don't let that fool you. She does try to go to sales reps of ISO's to bring them on directly. Go with any other credit card processor unless you're asking to be ripped off! Stay far away from them.