Complaint Review: Barry Hower - Camphill Pennsylvania

I worked as an insurance agent for 5 years. Primamerica are the bottom feeders. I had one manager that wouldn't even consider applications from people who were associated with them. Stay away from them! For the same amount of money you are giving them you can use a competent company to handle all of your insurance/security needs. In addtion they focus on their products, which are losers.

Come on man, do you honestly believe the words that you are typing in this thread? Don't you understandthe only person you are lying to is YOU?! You (and others like you) are the ONLY ONE who has to live with the fact that Primerica is ripping you off daily. If you honestly bring home that kind of income, please, by all means, feel free to take my exam: "PRIMERICA REPS, HERE IS YOUR CHANCE TO PROVE US ALL WRONG!", **Thread dated 11/21/2005** Note: Instead of coming in this thread with the sole purpose to refute individual's comments (by any means necessary), OPEN YOUR EYES! You are going to lose; Primerica is not going to profit you anything but a headache. Primerica is like playing the lottery, everybody buys into it, but very few ever win! Actually, you may have a better chance of hitting the lottery than becoming financially independent through Primerica. P.S. Before you write my comments off as uninformedsaying "I don't know anything", read all my threads. They all originate from Cleveland & Euclid, Ohio.

Come on man, do you honestly believe the words that you are typing in this thread? Don't you understandthe only person you are lying to is YOU?! You (and others like you) are the ONLY ONE who has to live with the fact that Primerica is ripping you off daily. If you honestly bring home that kind of income, please, by all means, feel free to take my exam: "PRIMERICA REPS, HERE IS YOUR CHANCE TO PROVE US ALL WRONG!", **Thread dated 11/21/2005** Note: Instead of coming in this thread with the sole purpose to refute individual's comments (by any means necessary), OPEN YOUR EYES! You are going to lose; Primerica is not going to profit you anything but a headache. Primerica is like playing the lottery, everybody buys into it, but very few ever win! Actually, you may have a better chance of hitting the lottery than becoming financially independent through Primerica. P.S. Before you write my comments off as uninformedsaying "I don't know anything", read all my threads. They all originate from Cleveland & Euclid, Ohio.

Gosh Mario, you came all the way over from Crimerica to do what? To run your mouth off instead of helping the victims which is the point to Ripoff Report. I guess you find those rah-rah meetings boring and you can't hawk the trash over at the shopping malls so you decided to come over here to do some shilling for a change. Now I quote and respond: "Every response i've read so far about primerica has been one sided." I wonder why? "If primerica is such a scheme then how come you can become certified and recognized by your own STATE and the UNITED STATES of AMERICA for your security license and your life license. For all the people who ask whats that, it is what most other people go to college for to become an insurance salemen and after they make out of college most of them are in debt up to there ears." Certification means nothing because over 200,000 people leave Crimerica each year due to its extremely high turnover. "PRIMERICA teaches you everything for $199." Assuming you mean the insurance industry it takes much much more than what Crimerica will ever teach you from their rah-rah meetings. But what's the point to learning everything when Crimerica uses the one-size-fits-all approach with it's overpriced piece of trash term insurance that doesn't do the job so you don't even have the opportunity to service the public properly well over 99% of the time? "I WILL be RETIRED by 30." Based on what? You think you'll be one of the fat cats? You can't spell, your grammar leaves something to be desired. You sound like you're a high school dropout - who would even bother with you as you're coming across unprofessional? Why don't you use your energy to reform Crimerica which is filled with deception, fraud and outright lying? I will give you a chance to put your money where your mouth is. Send documentation to Ripoff Report in six months to see how much income you're making (please don't skimp on details) and show us just how successful you've really become (I can guarantee you that you'll never followup).

Every response i've read so far about primerica has been one sided. The people who went to ONE overview throw all these FALSE facts out there dogging primericas services. To all the people who can look pass the politics involved actually would have a chance with this company. If primerica is such a scheme then how come you can become certified and recognized by your own STATE and the UNITED STATES of AMERICA for your security license and your life license. For all the people who ask whats that, it is what most other people go to college for to become an insurance salemen and after they make out of college most of them are in debt up to there ears. PRIMERICA teaches you everything for $199. Before all the little kids jump to conclusions the real price to become certified is $600, oh wait did i say that right, YES i did PRIMERICA pays for you to become a ACTUAL SOMEBODY. I really dont care if people listen to what i have to say but the thing is I WILL be RETIRED by 30. You can to if you people stop being so blockheaded. How is Financial Education a rip off all they do is teach you how to become finacialy indepentant. To all the people who still think its a rip off, think that, cause i LOVE looking at a monthly check for with 5 digits on it and no 2 of them is not cents.

Quoting: "First off each office is run by totally different individuals." They're all still doing business under the company name. I'm not letting Crimerica off that easy.

Quoting: "First off each office is run by totally different individuals." They're all still doing business under the company name. I'm not letting Crimerica off that easy.

Quoting: "First off each office is run by totally different individuals." They're all still doing business under the company name. I'm not letting Crimerica off that easy.

Quoting: "First off each office is run by totally different individuals." They're all still doing business under the company name. I'm not letting Crimerica off that easy.

I worked for PFS for about one year. I still can't believe I spent almost 2 hours reading though a lot of the various posts. Also more amazingly is the amount repost after repost of hate. Take this for what it is I'm just spelling out my experience and somewhat my ideals. True enough I was goaded into being a believer. I have to agree with a lot of the negative posts. They did want me to get every person I knew to a presentation so they could attempt to recruit them, and wanted me to contact every close friend and relative for a complementary financial needs analysts meeting. I was most definitely being pushed to get my recruits in and my meeting set-up. Honestly, like most people I didn't want involve everyone I knew into a venture I didn't fully believe in. Maybe due to my lack of faith and motivation is why I failed. I ended up with one recruit (my brother) and did only 4 FNA (family/close friends). Only 2 actually were going to have some benefits. Yes I did say benefits. My close friend with wife and one child had 3 separate whole life and 1 term life policies. My trainer and I come to find out that one company was suppose to cancel the other's service and implant there policy, But it didn't happen. My point is this, some people don't pay any attention to there financials. It was due to my involvement with PFS that made this apparent to him. Oh yes, true enough he is at fault and should have paid more attention. Now that wasn't life saving or anything but, nonetheless I am thankful for help I brought him. I will again agree maybe I didn't sell the cheapest or the best valued life insurance to my friend. He is better off then he was though. Yes, there could easily be a better deal for him. What PFS provided is in NO way a rip-off. Just because the service isn't the best deal out there does not make it a rip-off. Now again with the agreeing, yes it is possible for PFS agent to persuade a consumer to there product, which may very well be less of a deal. Rip-off yes, but that boils down to a bad agent or misinformed agent. There are so many points that could be addressed both good and bad. First off each office is run by totally different individuals. Unless I'm mistaken there will always be awful and possibility great people anywhere in this world. PFS is a people business. I personally enjoyed the positive environment my RVP ran. There were some people who seemed so positive but so money driven I wouldn't recommend my enemies see for advice. Then again there were some I got to know very well and would trust hole heartily with my finicals or any of my loved ones In closing, since this already is a lot longer then I intended. I would recommend if giving the chance honestly check out primerica with an open mind. They may not be the best or cheapest and their sadly may be bad people in there company. I have personally met some great people and I'm happy with the little change they had in my life