- Report: #281597
Complaint Review: BB & T - Fredericksburg Virginia
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Author Confirmed
Why?
BB & T
Mine Rd Fredericksburg, 22408 Virginia, U.S.A.
Phone:
800-226-5228
Web:
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BB & T Bogus Overdraft Fees!!! Fredericksburg Virginia
BB & T charged us $105 in nsf fees, ($35 each) claiming our account was overdrawn, funny that the day before a direct deposit from the state of VA was pending, and not credited which would have been more than enough needed to clear the 3 debits...
After speaking with Chandra, we were informed that the $105 would be credited back to our account, but 2 days later, and many unreturned phone calls later, we have yet to see it. On top of that, another $35 fee was assessed, along with another $140 fee that is non descriptive.
Basically, the $250 I authorized, which BB & T allowed to post have ended up costing me $280 in fees!!! As of yet. On top of all that, my husbands payroll account is with the same bank, same branch, and in order for his check to clear, he has to cash it and deposit cash. This still takes 3 days to clear. Big time rip off.
BB & T holds direct deposits, and allows debits to go through, so they can screw you out of $35 per transaction!!!
Meg
Fredericksburg, Virginia
U.S.A.
After speaking with Chandra, we were informed that the $105 would be credited back to our account, but 2 days later, and many unreturned phone calls later, we have yet to see it. On top of that, another $35 fee was assessed, along with another $140 fee that is non descriptive.
Basically, the $250 I authorized, which BB & T allowed to post have ended up costing me $280 in fees!!! As of yet. On top of all that, my husbands payroll account is with the same bank, same branch, and in order for his check to clear, he has to cash it and deposit cash. This still takes 3 days to clear. Big time rip off.
BB & T holds direct deposits, and allows debits to go through, so they can screw you out of $35 per transaction!!!
Meg
Fredericksburg, Virginia
U.S.A.
4 Updates & Rebuttals
Cynthia
Whiteville,North Carolina,
U.S.A.
FIGHT BACK! It's your money.
#2Consumer Suggestion
Mon, July 28, 2008
Write, Fax, or phone the Commissioner of Banks in your state. BB&T is presently allowed by law to HOLD items "at their discretion" , and to post items "at their discretion". Anybody with common sense knows they will hold and post items to benefit their business. The law needs to be changed. They should have to honor all posting dates and should not hold withdrawals when funds are available. If funds for withdrawal are not available, the amount withdrawn and one overdraft fee should be collected. FIGHT BACK! DEMAND LAWS TO BE CHANGED.
Cynthia
Whiteville,North Carolina,
U.S.A.
FIGHT BACK! It's your money.
#3Consumer Suggestion
Mon, July 28, 2008
Write, Fax, or phone the Commissioner of Banks in your state. BB&T is presently allowed by law to HOLD items "at their discretion" , and to post items "at their discretion". Anybody with common sense knows they will hold and post items to benefit their business. The law needs to be changed. They should have to honor all posting dates and should not hold withdrawals when funds are available. If funds for withdrawal are not available, the amount withdrawn and one overdraft fee should be collected. FIGHT BACK! DEMAND LAWS TO BE CHANGED.
Cynthia
Whiteville,North Carolina,
U.S.A.
FIGHT BACK! It's your money.
#4Consumer Suggestion
Mon, July 28, 2008
Write, Fax, or phone the Commissioner of Banks in your state. BB&T is presently allowed by law to HOLD items "at their discretion" , and to post items "at their discretion". Anybody with common sense knows they will hold and post items to benefit their business. The law needs to be changed. They should have to honor all posting dates and should not hold withdrawals when funds are available. If funds for withdrawal are not available, the amount withdrawn and one overdraft fee should be collected. FIGHT BACK! DEMAND LAWS TO BE CHANGED.
Cynthia
Whiteville,North Carolina,
U.S.A.
FIGHT BACK! It's your money.
#5Consumer Suggestion
Mon, July 28, 2008
Write, Fax, or phone the Commissioner of Banks in your state. BB&T is presently allowed by law to HOLD items "at their discretion" , and to post items "at their discretion". Anybody with common sense knows they will hold and post items to benefit their business. The law needs to be changed. They should have to honor all posting dates and should not hold withdrawals when funds are available. If funds for withdrawal are not available, the amount withdrawn and one overdraft fee should be collected. FIGHT BACK! DEMAND LAWS TO BE CHANGED.
