MochaG
Springfield,#2Consumer Comment
Mon, May 21, 2012
What kind of your account do you have? I believe each bank has its own policy for each account type.
I agree that the over draft protection is a scam and many people bought into it because of the word "protection" which is actually for the bank, not for the account holder. However, regardless the over draft amount, the account holder WILL be charged the same. So the amount you over draft is also irrelevant in the report. It is that you did not balance your book well and thought that a couple cents would not hurt. It is not true for the bank and account holders must be careful on this.
PS: Please drop the "disable" mind set that anyone out there is targeting ONLY disability people. This information is irrelevant.