- Report: #1210494
Complaint Review: BCN Inc. & CT Financial - Internet
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BCN Inc. & CT Financial
Internet, USA
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BCN Inc. & CT Financial BCN Asset Investigative Services / BCN Claim Services / BCN Financial, Inc. Denied Validation letter, and threatened with court action Internet
Failure to substantiate debt, and debtor, debt is timed barred as well. The company called me on 2/12/15 and left a message threatening me with court action. By the time I got the message, I had to call the next day. The first calls ended with no answer, or the representatives hanging up on me. So I called by on the 2/16/14 to get to the bottom of this. The representative on the phone would not verify any information with me. They said the only verification the could send is with come the court summoning. However, I believe that is illegal, because every debt collector has to provide a "validation notice" through the mail which he refused to send. I asked when the last time the account was active he said February of 2008. Well that over 7 years, so technically this account is time-barred according to Arizona standard. So they wanted to do a payment plan, so they sent a request to my email, for me to sign it. However the letter sent to me, is not correct, it doesn't have my first name, which further proves that this is not my debt, and only that the debtor share the same last name with me. Upon further research of the company, I was directed to ripoff reports, about this company, where they trick people into settle agreement, collect their money, and yet they actually never owed the money. I'm trouble be deceptive manner that the company works in, denying you legal rights to a validation notice, not be forthcoming with company name or any identifying information. This have the wrong person, and called about 6 or 7 times, and threaten you with court action, when you are simply trying to verify a validate of this debt.
