Ms. R
Hollywood,#2Consumer Comment
Wed, February 13, 2013
I just wanted to know how I could stop these people from taking money, can someone please inform me of their contact info in California or Arizona?
Usedtoworkthere
Coolidge,#3UPDATE EX-employee responds
Wed, July 15, 2009
Yes, it is true that PeopleMedia has a no refund policy. Even though I would hardly consider them reputable for a lot of reasons, they clearly state this in the terms and conditions. Companies cannot be responsible for people that are too danged lazy to read the fine print. If it's my money, I'm reading the fine print. They also automatically sign accounts up for auto renewal which is up to the subscriber to cancel by going to the account settings. If you aren't bright enough to do so and not careful enough to read the fine print, all the legal representation in the world will not help you. The $3.95 setup fee? Completely legal and also showcased under the credit card fields that you STARE at when you are plugging in your credit card information. What you CAN go after them for is their lack of response for scammers. If the scam account is a paid account, they will keep it alive and collect the cash. They place the scam account in a special status that allows scammers to log on and to engage in instant messaging which also allows them to hijack accounts. They then tell the scammers when the complaint is filed that they are not able to access their messages or log on completely that they are "looking into this issue." They are currently trying their best to block foreign IP addresses from gaining access to the sites. They don't however, possess the intestinal fortitude to tell scammers that they are not welcome. They take all the western union payments from them and either block complete access or cancel them without refund. Serves them right, I say, but is it ethical? Hardly. Your chargeback issue is your own darned fault. Folks like you go crying to the bank that has no recourse but to issue a chargeback to the vendor. What vendor WOULD take your credit card after having to return fees from a previous transaction? Not me. I'd tell you to go scratch, too. So, in short, quit your whining and go to either A: a free site like Plenty of Fish or B) honor your financial obligations and learn to read the fine print.
Joe
Austin,#4Consumer Comment
Mon, November 03, 2008
It is unfortunate that there seems to be a shortage of elgible Professional African American men for ambitious, hard-working African American women. At least that is what my cousin's wife tells me. He is a CPA and she is an RN and she is African American and he is Latino. First of all, that letter they sent to you is what I would call an "unconscionable contract " which is defined as: an agreement that is unjust or extremely one-sided in favor of the person who has the superior bargaining power. An unconscionable contract is one that no person who is mentally competent would enter into and that no fair and honest person would accept. Courts find that unconscionable contracts usually result from the exploitation of consumers who are often poorly educated, impoverished, and unable to find the best price available in the competitive marketplace. Contractual provisions that indicate gross one-sidedness in favor of the seller include provisions that limit damages against the seller, limit the rights of the purchaser to seek court relief against the seller, or disclaim a Warranty. State and federal Consumer Protection and Consumer Credit laws were enacted to prevent many of these unconscionable contract provisions from being included in sales contracts. Unconscionability is determined by examining the circumstances of the parties when the contract was made; these circumstances include, for example, the bargaining power, age, and mental capacity of the parties. The doctrine is applied only where it would be an affront to the integrity of the judicial system to enforce such contracts. Unconscionable conduct is also found in acts of Fraud and deceit, where the deliberate Misrepresentation of fact deprives someone of a valuable possession. Whenever someone takes unconscionable advantage of another person, the action may be treated as criminal fraud or the civil action of deceit." You should have contacted your credit card company and PROTESTED the excessive charges that they have made and they are continuing to make. Send your credit card company a copy of the letter that you wrote to these frauds asking them to STOP billing your credit card for NO SERVICES RENDERED. ( In Texas, they woudl have committed theft of services.) Scumbags like these people usually count on your embarrassment to keep you QUIET and from taking any legal action against them. Sounds like it worked considering that you have such a huge debt on your credit card that they RIPPED OFF from you. Report this to your attorney general. Sue these folks in small claims court for civil damages. Be sure to include the letter with your paperwork that you file. Tell them that you consider this an unconscionable contract and you might want to contact an attorney in your state to find out if there is MORE that you can do to them. I would recommend a LADY attorney. OK, what MIGHT have happened to you if these people had been honest and you met someone online. YOU HAVE TO REALIZE THAT ANYONE CAN BE ANYONE THEY WANT TO BE ON THE INTERNET. How do you KNOW that the photo of that great-looking Mister Perfect is REALLY what he looks like? How do you know that he isn't looking for a lady to sweep off her feet, marry and insure her and kill her for the insurance money? How do you know if he is not a serial killer or a con man or a pimp or any number of things that he sure won't tell you ONLINE? How to you know if he is married and playing you for a fool to get expensive presents and gifts from you ? I don't think you will, any more than that beautiful, move-star gorgeous woman ( or at least she CLAIMS it is her photo that was posted online) won't lure me into a gold digging scheme or a robbery or who knows what... We human beings, ALL of us tend to be at our most vulnerable to exploitation when we are lonely, single, wondering if we will ever find the person for us... You want to meet someone worthwhile, I suggest you get off of the Internet and into a traditionally African American university and let yourself look gorgeous and take classes where the dedicated, hard-working American American men who are taking the PROFESSIONAL classes are studying... the accounting majors, the engineering majors, the graduate students,etc. IF you have the class, the proper appearance, the sophisticated demeanor, the class these men will want in a wife and mother of their children, you will probably meet the guy you wanted all the time. Of course, check him out or have him checked out by a private investigator for a complete criminal history, make sure he is really single and available and you will want to make sure he has good credit so he won't be marrying you to finance his education and dump you later. You want a marriage PARTNER not a worthless investment... GOOD LUCK! Cause you don't know who or what lurks on the other end of that keyboard. Not really.