- Report: #201378
Complaint Review: Blalack & Williams - Dallas Texas
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Author Confirmed
Why?
Blalack & Williams
1420 W. Mockingbird Ln., Ste. 640 Dallas, 75247-4932 Texas, U.S.A.
Phone:
214-630-1916
Web:
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Blalack & Williams, Credit Union Of Texas And Wells Fargo Bank Seized my bank account without notification - stole my money Dallas Texas
July 14, 2006 - My wife went to the store to purchase some groceries and her Debit card to our checking account was showing declined. The following day we went to our local WELLS FARGO Bank to find out what the problem was. The teller looked into it and showed nothing irregular, and that I had plenty of money in my account.
I tried using my ATM later that evening and was told that they were unable to process my request. I went to the grocery again on Sunday and wrote a check and my check was declined. I called Wells Fargo and was told that a "hold" had been placed on my account by Mike Blalack of Blalack & Williams on behalf of Credit Union of Texas for a judgement against me. I am unable to access any of my own money for living expenses and the bank is now refusing checks and payments I'm making to my other creditors.
I and my family were affected by 9/11 in so much as my company had massive layoffs afterwards. In 2003 we voluntarily returned two automobiles that were financed through Credit Union of Texas. The auctioned the vehicles and sent me a bill for $9,999. The difference between what was owed and what they collected. Since we were in bankruptcy, they sued us and were awarded a judgement against us in 2004 for a total of $17,500.
We were contacted by the offices of Blalack & Williams with settlement offers but were unable to take advantage of them. We were barely making enough just to keep our home and couldn't take on additional debt.
When they seized our bank account on 7/14 we were given no notice. My research tells me that bank accounts can't be seized or garneshed for collection of a private debt. I would appreciate if someone could tell me otherwise.
Kevin
Plano, Texas
U.S.A.
I tried using my ATM later that evening and was told that they were unable to process my request. I went to the grocery again on Sunday and wrote a check and my check was declined. I called Wells Fargo and was told that a "hold" had been placed on my account by Mike Blalack of Blalack & Williams on behalf of Credit Union of Texas for a judgement against me. I am unable to access any of my own money for living expenses and the bank is now refusing checks and payments I'm making to my other creditors.
I and my family were affected by 9/11 in so much as my company had massive layoffs afterwards. In 2003 we voluntarily returned two automobiles that were financed through Credit Union of Texas. The auctioned the vehicles and sent me a bill for $9,999. The difference between what was owed and what they collected. Since we were in bankruptcy, they sued us and were awarded a judgement against us in 2004 for a total of $17,500.
We were contacted by the offices of Blalack & Williams with settlement offers but were unable to take advantage of them. We were barely making enough just to keep our home and couldn't take on additional debt.
When they seized our bank account on 7/14 we were given no notice. My research tells me that bank accounts can't be seized or garneshed for collection of a private debt. I would appreciate if someone could tell me otherwise.
Kevin
Plano, Texas
U.S.A.
2 Updates & Rebuttals
The Ugly Side of Debt Collectors
#2Author of original report
Fri, September 01, 2017
So, here's an update. Back in 2004 Blalack & Williams was awarded a judgement against me. They seized all my assets and held them hostage until I worked out a payment plan with them, which I did. The judgement (after fines and penalties) was $17,500. I paid $3,000 a year for 6 years without ever missing a payment. In 2014 I received a knock on my door from a Constable who was serving me a NEW notice of judgement. He said they renew every 10 years. I open the packet to learn that the judgement had now ballooned to $30,000!!! YEP!! I'd paid $18,000 on a $9,700 debt and now owed B&W over $30,000!
The constable informed me what I was experiencing was common among these types of debt collectors and that the interest is compounded any way they choose (daily, weekly, annually, hourly). They neglect to tell you that. Blalack & Williams forced me into bankruptcy, as it was the only way to get out from under the debt. My advice to ANYONE who's received a lien from B&W or any other lien is, if you can't pay it in full ASAP - you're going to have to file bankruptcy in order to remedy it. A sad truth indeed.
Lld
Mesquite,Texas,
USA
Wondering
#3General Comment
Fri, July 21, 2017
If anything happened with this. My mom just got a letter regarding a car that got repossessed over 20 years ago and from what I understand they can't do that if it's so old.
