- Report: #462051
Complaint Review: BMS Debt Management - San Diego California
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BMS Debt Management
1450 Frazee Rd Ste 210 San Diego, 92108 California, U.S.A.
Phone:
888-929-2927
Web:
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BMS Debt Management, BillsMadeSimple.com Questionable Business Practices, DOES NOT PAY EMPLOYEES, REINVENTS HIMSELF San Diego California
I worked for Company and supposedly company shut down with no notice the owner Joe Celaschi has not paid multiple employee's money owed for work performed he states he is filing BK which would mean employee's would not be paid and any clients that has paid would have to wait in line with creditors to get money if any back. He has acknowledged this money is OWED and he supposedly intends to pay as of today that has not happened and not surprisingly he is not returning emails.
He is involved in some way either as a principal or an "employee" with multiple companies including but not limited to BMS DEBT MANAGEMENT, BILLSMADE SIMPLE.com and Federal Loan Audits all these Companies work together to create a system of collecting money from unsuspecting clients. I now know he is involved in yet another company called Processing Inc. this is how he gets around the system by creating new companies doing virtually the same thing or a slight variation of the same thing.
He creates an illusion of a VERY LARGE COMPANY with a full client relations dept of multiple employees but the fact is when he "closed" company there were a total of 6-10 employee's including himself and his VERY CLOSE FRIEND who was a key employee at BMS and now that close friend is the PRIMARY at Federal Loan Audits. If you doubt just check out the web site and the address of both companies surprisingly the address is virtually the same and Joe's photo is on BOTH web sites.
The claim that any of his companies are specialist is a stretch at best they are mostly complied of former MORTGAGE BROKERS who put people in the very loans they are now condeming lenders for issuing and auditing for compliance what a joke.
Beware of doing business or working with ANY COMPANY that Joe Celaschi is involved or affiliated with the likely hood you will get the results you want or paid for the work you do for him is slim to none.
I urge the State of California and all media outlets to investigate him and any and all companies he is affiliated with and you will find disturbing information at best. What really needs to be CLOSELY scrutinized is the BMS Debt Settlement of which tons of people pay monthly to BMS to "SETTLE" their credit card debt and other unsecured debt and it should be closely examined to determine if "DEBT SETTLEMENTS" are even being worked I would guess that 90+% of them have not been touched in over a year and when clients call they are given a line of BS a mile long. DO NOT TRUST JOE it will cost you more than you know!
WatchoutforJoe
Chula Vista, California
U.S.A.
He is involved in some way either as a principal or an "employee" with multiple companies including but not limited to BMS DEBT MANAGEMENT, BILLSMADE SIMPLE.com and Federal Loan Audits all these Companies work together to create a system of collecting money from unsuspecting clients. I now know he is involved in yet another company called Processing Inc. this is how he gets around the system by creating new companies doing virtually the same thing or a slight variation of the same thing.
He creates an illusion of a VERY LARGE COMPANY with a full client relations dept of multiple employees but the fact is when he "closed" company there were a total of 6-10 employee's including himself and his VERY CLOSE FRIEND who was a key employee at BMS and now that close friend is the PRIMARY at Federal Loan Audits. If you doubt just check out the web site and the address of both companies surprisingly the address is virtually the same and Joe's photo is on BOTH web sites.
The claim that any of his companies are specialist is a stretch at best they are mostly complied of former MORTGAGE BROKERS who put people in the very loans they are now condeming lenders for issuing and auditing for compliance what a joke.
Beware of doing business or working with ANY COMPANY that Joe Celaschi is involved or affiliated with the likely hood you will get the results you want or paid for the work you do for him is slim to none.
I urge the State of California and all media outlets to investigate him and any and all companies he is affiliated with and you will find disturbing information at best. What really needs to be CLOSELY scrutinized is the BMS Debt Settlement of which tons of people pay monthly to BMS to "SETTLE" their credit card debt and other unsecured debt and it should be closely examined to determine if "DEBT SETTLEMENTS" are even being worked I would guess that 90+% of them have not been touched in over a year and when clients call they are given a line of BS a mile long. DO NOT TRUST JOE it will cost you more than you know!
WatchoutforJoe
Chula Vista, California
U.S.A.
1 Updates & Rebuttals
jjcceo
California,United States of America
We Tried Our Best
#2REBUTTAL Owner of company
Sat, March 31, 2012
This matter was handled previously and involved several parties.
BillsMadeSimple.com provided marketing solutions and placed consumers with businesses who could possibly best meet their needs on various debt and credit subjects.
BMS Debt Management provided software and fulfillment services to Loan Modification firms and Law Firms to assist homeowners in processing a loan modification request with various lenders. BMS delivered underwriting, software,
customer service, billing and processing solutions for loan modification and loan audit cases, and communicated regularly with homeowners providing regular updates on the progress of their case.
BMS was contracted with TVC Financial Services and The Law Offices of Borchard & Callahan, and assisted with the successful negotiation of hundreds of loan modifications.
TVC Financial Services was the 1st mortgagebroker in San Diego to register an Approved Advance Fee Agreement with the California CA Department of Real Estate (D.R.E.) and lead the way for compliance in loan modifications. William Valladolid was Joes business partner and held all appropriate CA Department of Real Estate (D.R.E.) and the
Department of Corporations, and is still in good standing with the D.R.E.
The Law Offices of Borchard & Callahan negotiated numerous successful loan modifications for homeowners who were unable to continue to afford their mortgage payments.
BMS eventually was forced to close down due to nonpayment of services rendered but did fulfill all of its financial obligations.
