After being stalked for a mortgage by Brad Hopkins,with whom we trusted,we had found out through a lie to us other indifferences within our mortage. He had locked us in before we agreed,he was drinking and lied to us about our mortgage rate,and National City had charged a phenomenal amount of money at each draw on our construction loan. I have had 3 other mortage companies look at my HUd,I have contatcted the BBB and the State Attorney.I am waiting for a reply from NCM.