Received second message from someone who has my personal information claiming I took out a payday loan, untrue and bogus, and that they are filing with some sort of International Court, threatening me with everything from repossession of my first born child to incarceration in hard labor for life?! NO phone number to contact anyone regarding the message, no dates to indicate when this loan was supposedly taken out, NOTHING except that apparently whoever is sending these messages is the one stealing identities. This must stop. Someone must get to the bottom of this scam before lives are ruined if they aren't already! Thank you.