Kevin
New York,#2Consumer Suggestion
Fri, July 30, 2004
They can't do anything to collect; the debt is long since outside the SOL for lawsuits, or for reporting on your credit report. They're hoping to bully you into sending them money through intimidation and empty threats. Send them a "cease and desist" letter, certified mail, return receipt requested. All you have to say is, "You are not to contact me via phone, fax, email or postal mail. Any efforts to illegally "re-age" this debt and make a false credit report will be greeted with a lawsuit." Send a cc: of your letter to NYC Department of Consumer Affairs 42 Broadway, 8th Floor New York, NY 10004 Regional Director, Northwest Division Federal Trade Commission 915 Second Avenue, Suite 2986 Seattle, WA 98174 re: FTC File 022 3222 Civil Action No. 04 C 50147 Lisa Madigan Illinois Attorney General Consumer Fraud Bureau 500 South Second Street Springfield, IL 62706 Transunion Consumer Solutions P.O. Box 2000 Chester, PA 19022-2000 That should end the phone calls.