Kevin
Brooklyn,#2Consumer Suggestion
Wed, September 01, 2004
You've already verified that you do not owe this debt. All you need to send them is a letter stating that they are not to contact you again, by phone, fax or email. Inform them that any effort to falsely "reage" this debt or otherwise report this debt to any credit reporting company will be met with all legal options available to you. Send that, cc'ed to the attorney general of your home state, the FTC and the Illinois Attorney General, via certified mail, return receipt requested. You can also fax them a copy at 815 968 1595. They will not contact you again after receiving that letter.
Carl
El Cajon,#3Consumer Suggestion
Wed, September 01, 2004
Send the letter via certified mail. Here is some sample language you might use: Dear Sir/Madam: I am writing to you to request that you verify a debt as required by the Fair Debt Collection Practice Act. You have contacted me concerning a debt with (Name of Company, Account Number) and it is that debt that I wish you to verify. Please send me such verification. Aside from verification of the debt, I request that you stop communications to me about the debt. The Fair Debt Collection Practice Act, 15 USCA Section 1692c requires that you honor this request. Apart from sending me verification, please do not send or make any other communication to me regarding this debt. Your cooperation will be appreciated. Sincerely, _____________________ (Your name and signature) cc: (Name of Company) Federal Trade Commission If they continue to contact you, the are in violation of the Fair Debt Collection Practices Act and you can sue them for money damages.