Camco Management company located in Clark County Nevada under owner Ken Williams ordered a non licensed collection company by the name of Alessi & Koenig to foreclosed on my property located in N. Las Vegas. Alessi & Koenig auctioned my home for $20,600.00 this is a home I paid 315,000 for. The company that purchased my home is located In the state of Delaware, they call themselves Absolute Business Solutions owed by Amir Hujjutallah . This investor has taken over my property he is collecting my rents and keeping the money for himself. The bank my mortgage company Seterus Inc is owed 267,000 and is still paying the taxes and the insurance on this home. What is really bad is that I don't have possession of my home but I owe the 267,000 to the bank. Every month I owe more and more money because the bank is somehow doing me a favor by paying taxes and insurance on this property where the loan remains in my name. They are not going to foreclose because Absolute Business has filed a quite title action suit against the property this prevents the bank from foreclosing this is a way for this investor to milk more and more rents out of my home. These court cases can take years to conclude. By the time they get resolved I probably will owe over 350,000 to the bank. I believe that Camco is prematurely sending these properties to collection without following the by laws of the Hoa CCRS and the NRS 116 rules. I was never given an opportunity to speak to the board members and try to pay the 25.00 assessments they claimed I owed. This has been very unfair and believe that if someone can take your property that easy and leave you with a huge debt it would appear it's not one person doing this its a team and for very certain has not just happened to me.
Camco needs to make things right they have been paid their Hoa lien and need to release the lien according to the NRS116 rules :what happens after the auction and what needs to be done with the auction funds. I have yet to see one of these Hoa liens record a release respecting the NRS 116 been handled properly. The question remains where is all this auction money going and to who ?
Camco uses another company by the name of Absolute collection agency : Michell Kelly claims to be the owner and the notary. She is not only the notary on her documents but is also the grantor on a few I found on the website under : Nevada county assessors office. That seems odd that a notary could notarize her own documents ? I have yet to find the law that allows a notary to transfer real property without an acknowledgement ummmm? Also on the declaration of value forms used on these HOA auctions they do not follow the proper guidelines under the Clark county instruction page on their website. They appear to short change the state of Nevada hundreds of dollars and that was just on my transfer. This does not include the over 600 plus homes they auctioned last year. I am not certain why no one is regulating any of these auction transfer fees against the county recorders office. This alone has cost the state Millions of dollars in loss revenue. Not to mention the Billions it's robbing from the banks. These banks have to hire these attorneys to try to get these properties returned to them. At the end this hurts all of us.
SFR pool investments seems to purchase hundreds on these Hoa auctioned homes under Amir Hujjutallah the owner of Absolute Business solutions appears to own property under SFR also ummmm? It seems strange to me the SFR v US bank rendered a huge decision where SFR purchased a home for 6,000 worth 850,000 and the Nevada Supreme Court rules in favor of SFR. Interesting that at the Secretary of State website under contributions SFR contributed 5.000.00 to the court of appeals in July 2014 just 2 months prior to this huge decision where banks can loose Billions of dollars has anyone seen this ummmmm ? SFR has most of the Clark county District Court divisions covered with contributions according to the Secretary of State website under contributions. There is even one where SFR and Camco contributed on the same day ummmmm ?
Sadly to say I have struggle profusely to acquire legal counsel but can't find one single honest attorney in Clark County. I even attempted mediation that did not go very well. My attorney was no help, and the attorney for the Fiesta Del Norte Association was not the actual attorney instead he was sent to deal with me. Offered me 10,000 so what can I do with 10,000 when I owe the bank 267,000 well my attorney advised me to file bankruptcy ummmmmm ? With such good advice how can I fail, this has been frustrating to say the least. I don't wish this on anyone. If you are also a victim please contact the FBI, the attorney General, consumer affairs and the investigators under the Secretary of State there are task forces set up. This is or should be considered fraud taking ones home and purchasing it for 7 k , 10k or 20 k when a reasonable person should know it's worth 150 k or more it's considered fraud and illegal. If they were real auctions why would someone not offer more, like maybe close to commercial value ummmm? It's because maybe it's wrong and you can get in trouble.
Where on these liens does it state this is a super lien, it's not on any of my documents ? Why would anyone pay a collection company that is not licensed to be a collection company haven't we been warned over and over not to pay people that are not who they say they were.
These trustee deeds foreclosures claim that the beneficiary is the HOA, now how did they come up with thatconclusion ? The Beneficiary on my Deed of Trust is Mers, when I signed my loan documents and Promissory note no where did they include the HOA.as a beneficiary ... This is insane.!!!!!
I want to mention that when I send Camco my payment of 25.00 x 2. They mailed me the checks saying I was in collection ignoring NRS 116 where they are suppose to at least send you a payment plan or at the least give you a breakdown of fees or allow you to talk to the board members. None of this happened.
On the Alessi & Koenig site they even admit that the style that is used to foreclose is the California method except these properties are in Nevada ummmm..... Seems odd that every attorney in that firm is fresh out of Law School and their manager David Alessi does not sign one single document has them doing it all. He is not a licensed attorney for Nevada and on a recent posting David Alessi ( licensed only in California) writes F......the banks admitting that he hates them and is on a mission to take them down. This has not just affected the banks but people like me.
I want my property back and for this injustice to stop. I did not state anything untruthful everything is verifiable on the sites I mentioned. I have a lot more information but feel that unless requested won't write it here.
Ken Williams please do the right thing. I have called your office numerous times and have been told I was not allowed to talk to you. Even Randy your CEO wrote me an email saying he was not allowed to talk to me. Mr Williams you have your whole family working for you that is wonderful. I have a family to and this has been damaging. Please do the write thing and follow the CCRs and NRS 116 and give me back my home.
This is not right !!!!