Garr
Putnam,#2Consumer Suggestion
Fri, July 12, 2002
Angie, Go directly to the bank at the first oppurtunity. Fill out a fraud affidavit against the 99.95 and 49.95 charges and the bank will reverse them. You only have 30 days to do this. First Capital will only give you the runaround to keep you from going to the bank within 30 days. Beware though that Capital First is only the tip of the iceberg. I have seen them use different company names to debit accounts even further. One option is to close your account providing you have no outstanding checks. I ended up blocking ALL electronic fund transfers from my account. My bank will only honor hand written drafts with my signature. This is the best way I know to keep these guys from wiping you out. Good Luck