they just love to rob you of all your money they just go willy nille on any pending charge they can get their hands on to their dum costumer reps in India. they took a 5 billion dollar bail out by the us goverment and they still jack up the interest. i don't use my card that much and i pay in full every month but they just need to bring it home to the USA India
the point is bad billing department they work slow and dont know what they are doing.