- Report: #1319912
Complaint Review: car vision in Norristown pa - Norristown Pennsylvania
Reported By:
Shawn -
Devon, Pennsylvania, United States
Submitted:
Updated:
-
Author Not Confirmed
Why?
car vision in Norristown pa
: W, 2626 Ridge Pike, Norristown, 19403 Pennsylvania, USA
Phone:
(610) 279-4010
Web:
CarVision.com
Categories:
Business Rating:
(0)
Tell us has your experience with this business or person been good?
car vision in Norristown pa Not standing by what they stand for Norristown Pennsylvania
I filled out the on line application and got a call from Dave the internet manager and he told me i was definitely approved for the car i chose. I even double checked with him and he said my manager told me your approved. I explained to him what can i bring and he just told me to bring one most recent pay stubb and Utility bill and I D. He never discussed money down so i decided to bring 2,000$ with me because i figure by them offering tags and tittle fee included i would be ok with two thousand down payment. I noticed some of the other customers test driving and coming back in and sitting for thier final process of agreements but then I noticed many of them not happy or just leaving
without the car they test drove. At first I figured it was just them not being qualified or having second thoughts but after I had my test drive and came back I realized what may had happened to them. I offered 1,000$ in stead of 2,000$ just to see what they will say and I was approved for a car that was 19,000$ and as soon as i thought it was done they told me the bank wasnt satisfied with my income. I make 2,500$ gross pay and my proof of rent is 400$ my proof of utilities are 37$ monthly because im on the lease with two other room mates. The salesman told me that the bank was worrying that i couldnt pay 400$ a month witch I knew i could pay because my leftover monies were about 1800$ for the month.
I then started to think that it was maybe something else going on here so then they told me to pick another vehichle out for less than 14,000 and it would be a go for sure. he asked me if i had more money down I told him I just have 1,000$ $ and to my surprise he said good He can definitely make this work being that its a car for under 14.000$. Five minutes later they gave me the paper to sign and went over my monthly payments for 240$ a month and surely congradulated me for my new car. As another gentleman got my tags ready and the car cleaned I was intterupted by the woman sales manager or whatever her title is and she told me she was sorry to say that i am not approved due to
not making enough money and I would need a co signer. {REMEMBER FOLKS!!!} I was already approved twice in one hour and then told I am not approved. What I can see from this experience is that the woman sales manager needed more money in her pocket for bonus from me for the down payment. This is just horrible and not fair to hard working people. My credit score is 655 and I make net 2,150$ monthly after taxes I understand you need good credit for cars loans but its not fair to people to see promotion adds saying everyones approved Bad credit Bankrupts and ECT. but its no reason to get turned down the way they did too me. Only if the owners or share holders know whats being done in
thier company. I left the Dealership satisfied i didnt give them my money and took my 2,000$ to another well known dealer thinking I would get the same treatment from sales but got approved with no problem. Stay away from Car Vision !!!! very bad service with money hungry salses reps with no regards for the policy of the banks appovals. your job is to sell cars not ripp off people
1 Updates & Rebuttals
FloridaNative
Palm Beach Gardens,Florida,
USA
The dealership actually helped you by turning you down
#2Consumer Comment
Mon, August 01, 2016
If the info in your post is correct and you have a FICO score of 655 (not Vantage score) and gross income over $2000 per month, then there is no reason you can't qualify for a normal auto loan with a regular dealership rather than going to a bad credit place.
My suggestion to you:
1) Learn the process first so you don't go back to another bad credit type dealer
2) Get your financing lined up with a credit union before you shop for vehicles
3) research the vehicle you want in your prefered price range
4) Go buy the vehicle.
Doing the above will get you a better vehicle at a lower price with better financing. It will save you a ton of money too. Bad credit dealerships are out to maximize their profit at your expense. Stay away from them.
