i think these fools really think they can scare us one thing they need to know they would be telling us this stuff by an email a sheriff would bring us court papers even if had had really owed them and i dont i would have called them and try to make better arrangements to pay if it didnt take food out of my kids mouths this cash loan pay later is a rip off any how u go in pay off loan then u end up taking out another loan because it takes your money u needed then u do that about 5x until u have to pay it off and cant borrow again for 10 days it out in left field rule rates % of poor people that have to do this if they may need money thank for trying to rip off americans usa tracy duke ((REDACTED)) thank u again tracy duke