James
Kansas City,#2Author of original report
Tue, April 04, 2006
Follow-up to Settlement Notices... In my foregoing Notices, I quoted Mr. Mark Wortman, Attorney at Law, from an e-mail. To be fair, and to avoid future litigation over intellectual property (namely, who owned the rights to the words used on the internet), I cited Mr. Wortman and his e-mail to be clear to avoid confusion as to whose thoughts, words, and ideas were being used. I also wish to publicly thank Mr. Wortman for his consistent promptness in responding to my e-mail correspondence, for his politeness in dealing with me as his opponent, and for his negotiating skills in reaching this settlement. Even though Mr. Wortman and I are on opposite sides of this particular case, I'd have no problem retaining him in my own future legal affairs, and I want to be clear that he's a skilled and effective attorney-a credit to his profession. Again, my quote of Mr. Wortman was necessary to avoid a charge of plagiarism, no more and no less - I am participating in a settlement of my own free will (he's not holding a gun to my head). Best wishes,
James
Kansas City,#3Author of original report
Tue, April 04, 2006
Follow-up to Settlement Notices... In my foregoing Notices, I quoted Mr. Mark Wortman, Attorney at Law, from an e-mail. To be fair, and to avoid future litigation over intellectual property (namely, who owned the rights to the words used on the internet), I cited Mr. Wortman and his e-mail to be clear to avoid confusion as to whose thoughts, words, and ideas were being used. I also wish to publicly thank Mr. Wortman for his consistent promptness in responding to my e-mail correspondence, for his politeness in dealing with me as his opponent, and for his negotiating skills in reaching this settlement. Even though Mr. Wortman and I are on opposite sides of this particular case, I'd have no problem retaining him in my own future legal affairs, and I want to be clear that he's a skilled and effective attorney-a credit to his profession. Again, my quote of Mr. Wortman was necessary to avoid a charge of plagiarism, no more and no less - I am participating in a settlement of my own free will (he's not holding a gun to my head). Best wishes,
James
Kansas City,#4Author of original report
Tue, April 04, 2006
Follow-up to Settlement Notices... In my foregoing Notices, I quoted Mr. Mark Wortman, Attorney at Law, from an e-mail. To be fair, and to avoid future litigation over intellectual property (namely, who owned the rights to the words used on the internet), I cited Mr. Wortman and his e-mail to be clear to avoid confusion as to whose thoughts, words, and ideas were being used. I also wish to publicly thank Mr. Wortman for his consistent promptness in responding to my e-mail correspondence, for his politeness in dealing with me as his opponent, and for his negotiating skills in reaching this settlement. Even though Mr. Wortman and I are on opposite sides of this particular case, I'd have no problem retaining him in my own future legal affairs, and I want to be clear that he's a skilled and effective attorney-a credit to his profession. Again, my quote of Mr. Wortman was necessary to avoid a charge of plagiarism, no more and no less - I am participating in a settlement of my own free will (he's not holding a gun to my head). Best wishes,
James
Kansas City,#5Author of original report
Wed, March 29, 2006
THE EXACT TERMS OF THE SETTLEMENT WERE AS FOLLOWS... Dear Mr. Whedbee: I am in receipt of your letter to ripoffreport.com, and I have discussed this matter with my client. Since you are having difficulty getting them to remove the information from the website, my client is reluctant to settle with you. However, I discussed with them the expense and time that they will incur by litigating this case, and they are willing to make you another offer. Basically, if you are willing to post content on ripoffreport.com indicating that the information that you posted is inaccurate, you have no evidence to support the claims that you made, that you were mistaken as to the facts, and that National Acceptance has treated you fairly and reasonably with respect to your dispute and has worked with you to resolve it, and thus you have decided to dismiss the case, then they will still be willing to pay you a settlement of $500 upon dismissal of the case. Please let me know if this offer is acceptable to you. Mark A.Wortman Mark A. Wortman, Attorney At Law, LC ============================ IN ACCORDANCE WITH THESE TERMS, IT IS REQUIRED THAT I SAY THE FOLLOWING... That the information posted above is inaccurate; That I lack evidence to support the foregoing; That I have made a mistake as to the allegations; That National Acceptance has resolved this matter in a manner which, as settled, is fair and reasonable; and, That I will dismiss ONLY as to National Acceptance my litigation. J.Whedbee
James
Kansas City,#6Author of original report
Sat, March 25, 2006
THIS IS TO NOTIFY ALL PERSONS, PUBLIC AND PRIVATE, THAT THE ISSUES RAISED IN THIS COMPLAINT OR ANY RELATED COMPLAINT ARE SUBJECT TO PENDING SETTLEMENT NEGOTIATIONS, AND AT THIS TIME, THE UNDERSIGNED IS SATISFIED THAT THE PROBLEMS COMPLAINED OF WILL BE RESOLVED TO HIS SATISFACTION. ACCORDINGLY, I HAVE DIRECTED RIPOFFREPORT.COM TO REMOVE ANY AND ALL REPORTS CONCERNING MATTHEW BODDEY, KAREN KELLY BODDEY, NATIONAL ACCEPTANCE, AMERICAN ACCEPTANCE, AMERICAN CREDIT, AND CONTINENTAL CREDIT. AT THIS TIME, I DISCLAIM ANY AND ALL LIABILITY FOR THE POSTINGS ON THIS WEBSITE WHICH REMAIN FOLLOWING THIS WRITTEN RETRACTION OF THE COMPLAINTS... BEST WISHES, JAMES E. WHEDBEE OF KANSAS CITY, MO
James
Kansas City,#7Author of original report
Fri, March 24, 2006
THIS IS TO NOTIFY ALL PERSONS, PUBLIC AND PRIVATE, THAT THE ISSUES RAISED IN THIS COMPLAINT OR ANY RELATED COMPLAINT ARE SUBJECT TO PENDING SETTLEMENT NEGOTIATIONS, AND AT THIS TIME, THE UNDERSIGNED IS SATISFIED THAT THE PROBLEMS COMPLAINED OF WILL BE RESOLVED TO HIS SATISFACTION. ACCORDINGLY, I HAVE DIRECTED RIPOFFREPORT.COM TO REMOVE ANY AND ALL REPORTS CONCERNING MATTHEW BODDEY, KAREN KELLY BODDEY, NATIONAL ACCEPTANCE, AMERICAN ACCEPTANCE, AMERICAN CREDIT, AND CONTINENTAL CREDIT. AT THIS TIME, I DISCLAIM ANY AND ALL LIABILITY FOR THE POSTINGS ON THIS WEBSITE WHICH REMAIN FOLLOWING THIS WRITTEN RETRACTION OF THE COMPLAINTS... BEST WISHES, JAMES E. WHEDBEE OF KANSAS CITY, MO
James
Kansas City,#8Author of original report
Fri, March 24, 2006
THIS IS TO NOTIFY ALL PERSONS, PUBLIC AND PRIVATE, THAT THE ISSUES RAISED IN THIS COMPLAINT OR ANY RELATED COMPLAINT ARE SUBJECT TO PENDING SETTLEMENT NEGOTIATIONS, AND AT THIS TIME, THE UNDERSIGNED IS SATISFIED THAT THE PROBLEMS COMPLAINED OF WILL BE RESOLVED TO HIS SATISFACTION. ACCORDINGLY, I HAVE DIRECTED RIPOFFREPORT.COM TO REMOVE ANY AND ALL REPORTS CONCERNING MATTHEW BODDEY, KAREN KELLY BODDEY, NATIONAL ACCEPTANCE, AMERICAN ACCEPTANCE, AMERICAN CREDIT, AND CONTINENTAL CREDIT. AT THIS TIME, I DISCLAIM ANY AND ALL LIABILITY FOR THE POSTINGS ON THIS WEBSITE WHICH REMAIN FOLLOWING THIS WRITTEN RETRACTION OF THE COMPLAINTS... BEST WISHES, JAMES E. WHEDBEE OF KANSAS CITY, MO
James
Kansas City,#9Author of original report
Fri, March 24, 2006
THIS IS TO NOTIFY ALL PERSONS, PUBLIC AND PRIVATE, THAT THE ISSUES RAISED IN THIS COMPLAINT OR ANY RELATED COMPLAINT ARE SUBJECT TO PENDING SETTLEMENT NEGOTIATIONS, AND AT THIS TIME, THE UNDERSIGNED IS SATISFIED THAT THE PROBLEMS COMPLAINED OF WILL BE RESOLVED TO HIS SATISFACTION. ACCORDINGLY, I HAVE DIRECTED RIPOFFREPORT.COM TO REMOVE ANY AND ALL REPORTS CONCERNING MATTHEW BODDEY, KAREN KELLY BODDEY, NATIONAL ACCEPTANCE, AMERICAN ACCEPTANCE, AMERICAN CREDIT, AND CONTINENTAL CREDIT. AT THIS TIME, I DISCLAIM ANY AND ALL LIABILITY FOR THE POSTINGS ON THIS WEBSITE WHICH REMAIN FOLLOWING THIS WRITTEN RETRACTION OF THE COMPLAINTS... BEST WISHES, JAMES E. WHEDBEE OF KANSAS CITY, MO
James
Kansas City,#10Author of original report
Fri, March 24, 2006
THIS IS TO NOTIFY ALL PERSONS, PUBLIC AND PRIVATE, THAT THE ISSUES RAISED IN THIS COMPLAINT OR ANY RELATED COMPLAINT ARE SUBJECT TO PENDING SETTLEMENT NEGOTIATIONS, AND AT THIS TIME, THE UNDERSIGNED IS SATISFIED THAT THE PROBLEMS COMPLAINED OF WILL BE RESOLVED TO HIS SATISFACTION. ACCORDINGLY, I HAVE DIRECTED RIPOFFREPORT.COM TO REMOVE ANY AND ALL REPORTS CONCERNING MATTHEW BODDEY, KAREN KELLY BODDEY, NATIONAL ACCEPTANCE, AMERICAN ACCEPTANCE, AMERICAN CREDIT, AND CONTINENTAL CREDIT. AT THIS TIME, I DISCLAIM ANY AND ALL LIABILITY FOR THE POSTINGS ON THIS WEBSITE WHICH REMAIN FOLLOWING THIS WRITTEN RETRACTION OF THE COMPLAINTS... BEST WISHES, JAMES E. WHEDBEE OF KANSAS CITY, MO
James
Kansas City,#11Author of original report
Fri, February 24, 2006
National Acceptance a.k.a. Continental Credit 1725 Ashley Circle - Suite #208 Bowling Green, Kentucky 42104 IS REGISTERED TO THE FOLLOWING PEOPLE: Matthew Boddey, DOB 06-27-1967 Karen Kelly Boddey, DOB 12-18-1959 4603 Desert Varnish Drive Colorado Springs, CO 80922-2385. According to the State of Texas, Mr. Boddey has two misdemeanor convictions. According to the State of Florida, Mrs. Boddey has one misdemeanor conviction. The State of Colorado requires debt collectors to be licensed; these folks are not. :)
James
Kansas City,#12Author of original report
Tue, February 21, 2006
I agree that the statute of limitations did run (I think I did mention that). I also agree that you shouldn't send a check once the statute of limitations ran (in fact, if you check the dates above, you'll notice I sent the accord and satisfaction check in June 1992, and the low lifes trying to collect surfaced in 2005). Filing an FTC complaint is wonderful, but tantamount to doing nothing at all (FTC rarely intervenes directly). Rather than waiting for some overpaid and underworked GS-14 to notice my situation, I chose to sue the low lifes you mentioned for violating my rights under the FCRA and FDCPA and I won. Then, I filed a UCC-1 to collateralize the judgment. My next step will either be to have the Sheriff levy their property or I might join with two others who have judgments against the "low life" and put 'em out of business by filing an INvoluntary Chapter 7 Liquidation Bankruptcy on 'em. But, right now, that's speculation. I got my judgment, and for now, I'm happy! Thanks for the input! Best wishes,
Steve
Bradenton,#13Consumer Suggestion
Tue, February 21, 2006
This "debt" is far past the statute of limitations for collections. Any check you would send on it would legally restart the statute of limitations and make the debt collectable. File an FTC complaint online at FTC.gov and also go to BudHibbs.com to learn about these types of lowlifes and your rights under the FDCPA and the FCRA. Stop all phone calls and only communicate via certified mail, return reciept requested and always put the certified# on the letter itself. Seek out assets and file liens to recover your judgement.
James
Kansas City,#14Author of original report
Mon, February 20, 2006
Just to let you know... There is a way which legally can deal with these kinds of con artists. I'd caution you, it might get you off the hook legally, but your credit bureau reports will be screwed up for a few years (basically, because that's the only way these guys have to get back at you for discharging the debt). [1] You could file bankruptcy - if you're in the military, probably not a great idea if you need a security clearance. [2] You could use a check to discharge the debt. This is a legal tactic insurance companies use to avoid getting sued by us, but if you've read your U.S. Constitution, the 14th Amendment gives us all equal protection under the law, so what works for big business can be used by us. Here's the thing...I'm going to tell you how I did this - I still suggest making a phone call to JAG or your private legal counsel to get their advice. For starters, to use a check to discharge an obligation, there must be a genuine issue of dispute. So, write Castle Credit a letter and mail it certified return-receipt requested explaining your full dispute to them. In the letter, state the following: "Unless you provide a lawful dispute to all of what's in this letter, I will assume you completely agree with it." Wait ten (10) days for them to respond - they either won't or the letter won't fully refute your argument. Once a genuine disagreement exists, you can do what the insurance companies do to eliminate an obligation. Time to break out your checkbook. Let me preface this by saying you'll need a typewriter to do this neatly (if it's neat, they can't say they couldn't read it). Write a personal check payable to "CASTLE CREDIT - Acct. #" and put your account number right after the name "CASTLE CREDIT - Acct. #." Make it out in the amount of your monthly payment, plus one dollar - the additional one dollar is the additional inducement offered by the check to discharge the debt. In the "memo" block of the check, write "Account is Disputed." On the back of the check, where CASTLE CREDIT should endorse the check, type: "CASTLE CREDIT, in accepting this payment forever releases and acquits ______________________________ from any and all claims, known or unknown, because of the account listed on the face of this check, and waives any objection to a defense of accord and satisfaction." In the blank, you write your name and that of your spouse (if your spouse is jointly indebted). They may or may not cash the check. Most often, they do. If they cash that check, you must wait 90 days and do NOT pay them another penny during that 90 day window. They have those 90 days to refund you the amount of the check. On day 91, you write Castle Credit a letter stating that the account is closed and discharged by reason of accord and satisfaction of a disputed debt. Send that letter certified return-receipt requested. Make sure you keep a copy of the letters, return-receipts, and the cashed check to give your chain of command and that way, when Castle Credit attempts to cite you for dishonorably failing to pay your debts, you don't get popped for UCMJ action. Now, like my original message states, this is what I did back in 1992. My chain of command was kept aware of the situation the whole time. They had a copy of the accord and satisfaction check. I also had advice from my JAG officer when I did all this. It worked. Now, 14 years later, I have a Court Judgment against the people who bought the account from Castle Credit. So, just be aware it'll be a rough ride for your credit report for a few years, and Castle Credit's folks are going to annoy the you-know-what out of you for a few months, but basically, there's nothing they can do once they've kept payment on that check for more than 90 days. Hope this helps! Best wishes, James U.S. Army Veteran Kansas City, MO CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.