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San Francisco,#2Consumer Comment
Tue, December 23, 2008
Hate to burst your bubble, but the Premier Credit Card/Centennial, is actually a great credit card company for people who need to establish/re-establish their credit. Yes, they do charge a lot for their services but they run a high risk operation. I recently applied for and received a Centennial Gold MasterCard with a 250 dollar credit limit. They did charge some hefty fees but I was able to use my card immediately. Actually the only complaint I have is their over enthusiastic security. I read my balance wrong and tried to over pay and they froze my account haha! The Customer Service representative, Christine, was very helpful and cleared it up right away. All in all I am actually very happy with this company and glad for the opportunity to start my credit.
Elizabeth
WPB,#3Consumer Comment
Sat, June 02, 2007
I have 2 credit cards issued by First Premier Bank and I like them both. While the fees you mentioned are accurate, I have always been able to put charges on my card LONG before all fees and dues are paid off. The fees don't eat all the credit at all. I'm not sure what credit line you were given, but if it's at least the "normal" limit, then again... it does not "eat" as you put it, all the credit. If you're get their regular card, and your limit is $250.00 to start with, after the fees, you have $78.00 left. If you get their Platinum card, and your limit is $300.00 to start with, you have $128.00 left. So, while those amounts are lower than what most of us would like to start with, it's better than nothing, and helps build your credit!