Wooster
San Gabriel,#2Consumer Comment
Tue, January 13, 2009
I opened an account at the suggestion of a friend who said that Charles Schwab will reimburse for any atm fees no matter where one goes in the world for cash, in addition, if making a deposit by mail, they will even reimburse the cost of the postage stamp. I guess in that respect, they are extending a credit of some sort. I discovered two hard inquiries on my credit report, so I disputed with my CRA stating that I was not applying for credit or a loan. The CRA removed them. I agree that banks should only be doing soft inquiries for verification purposes only.