I had a $79.95 charge to my debit card, not knowing it till my checking account was overdrawn. On the website to my checking account, for the transaction of $79.95, it had the phone number of 1-800-220-2626 and I did a search on google to find out what the company was, and found this web site. I don't recall ever trying to attemt to get a credit report. And am quite upset that I had this money taken from my account, esp when as it is I'm barely making ends meet of life.