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  • Report:  #54995

Complaint Review: CIC Creditinformation - SVC Credit Monitoring Sv - Orange California

Reported By:
- Citrus Heights, California,
Submitted:
Updated:

CIC Creditinformation - SVC Credit Monitoring Sv
PO Box Orange, 92865 California, U.S.A.
Web:
N/A
Categories:
Tell us has your experience with this business or person been good? What's this?
I asked for a free credit report, but did not give any information other than name-address-and e-mail. I never received the credit report, but did get a debit in my checking account.

I contacted my bank and learned that I cannot get a reverasal of the funds. Maybe that is because I did not originally contact the company for my money back, because I read all the other rip-off reports and see that contacting them would be a waste of time. Since my bank isn't doing anything, I thought I would try to contact the company. I will try to update and let you know if anything happens.

Also, I did contact the District Attorney's office about this.

Alice

Citrus Heights, California
U.S.A.


7 Updates & Rebuttals

Colleen

Anaheim,
California,
U.S.A.
Enrollment without your knowledge ..(ha SELECTIVE MEMORY)

#2UPDATE Employee

Sun, June 01, 2003

Boy its amazing how bendable the truth really is you should report yourself to the I.C.B.B.T.R.W.I.A.O.S (i cant be bothered to read what i am ordering society) for all you people who say they never gave info like ss# mothers maiden name and birthdate (LIARS) .. lets see.. lets say your name is william smith how many william smiths do you think there is in the united states? YOU FILL OUT A 2 PAGE APPLICATION ON THE INTERNET WITH ALL THAT INFO IN IT...dont be embarrased... you did it..and gave your credit card info also..and didnt bother to read on ..Why would a company offer you a free credit report? how do you think they can stay in business that way? do you think that they just want to be nice to the world NO..the credit rpt comes with a 30 trial membership that requires cancelation within the trial period or will bill you and if you called and got a refund thats company policy its got nothing to do with anything you threatened


Naz

Houston,
Texas,
U.S.A.
Don't blame the ISP!

#3UPDATE Employee

Thu, May 22, 2003

Its easy to blame your ISP for giving out your credit card number, but the fact is that its simply not done. It would be suicide for any reputable ISP to give out their members credit card numbers to be automatically enrolled in anything. I'm certain there would also be leagal consequences as well. I cannot speak for all ISPs but for the larger ones MSN, AOL, SBC-Yahoo, it would really not be worth it to do such a thing, and they do not do it. If your ISP is some "mom and pop" local operation, although its a great deal, there are trade-offs so thats a different story. Theres no telling what they do with your information. Even so, to automatically enroll you in a program based on you ISP login, and a pop-up banner ad, is no small feat and may be out of the reach, technological wise, of the smaller operations. It would require access to the large member database of that ISP, and to create such a trust outside of the ISP would be such a security risk its laughable. With the bigger ISPs its popular now to offer services to block such adds and e-mail screening, so they are taking measures, if anything, to protect your privacy. Imagine the headlines such a scandal would create "Thousands AOL members enrolled in fraudulent Credit program, without their knowledge.....", this would be disasterous for any ISP and thus its not done.


Naz

Houston,
Texas,
U.S.A.
Don't blame the ISP!

#4UPDATE Employee

Thu, May 22, 2003

Its easy to blame your ISP for giving out your credit card number, but the fact is that its simply not done. It would be suicide for any reputable ISP to give out their members credit card numbers to be automatically enrolled in anything. I'm certain there would also be leagal consequences as well. I cannot speak for all ISPs but for the larger ones MSN, AOL, SBC-Yahoo, it would really not be worth it to do such a thing, and they do not do it. If your ISP is some "mom and pop" local operation, although its a great deal, there are trade-offs so thats a different story. Theres no telling what they do with your information. Even so, to automatically enroll you in a program based on you ISP login, and a pop-up banner ad, is no small feat and may be out of the reach, technological wise, of the smaller operations. It would require access to the large member database of that ISP, and to create such a trust outside of the ISP would be such a security risk its laughable. With the bigger ISPs its popular now to offer services to block such adds and e-mail screening, so they are taking measures, if anything, to protect your privacy. Imagine the headlines such a scandal would create "Thousands AOL members enrolled in fraudulent Credit program, without their knowledge.....", this would be disasterous for any ISP and thus its not done.


Naz

Houston,
Texas,
U.S.A.
Don't blame the ISP!

#5UPDATE Employee

Thu, May 22, 2003

Its easy to blame your ISP for giving out your credit card number, but the fact is that its simply not done. It would be suicide for any reputable ISP to give out their members credit card numbers to be automatically enrolled in anything. I'm certain there would also be leagal consequences as well. I cannot speak for all ISPs but for the larger ones MSN, AOL, SBC-Yahoo, it would really not be worth it to do such a thing, and they do not do it. If your ISP is some "mom and pop" local operation, although its a great deal, there are trade-offs so thats a different story. Theres no telling what they do with your information. Even so, to automatically enroll you in a program based on you ISP login, and a pop-up banner ad, is no small feat and may be out of the reach, technological wise, of the smaller operations. It would require access to the large member database of that ISP, and to create such a trust outside of the ISP would be such a security risk its laughable. With the bigger ISPs its popular now to offer services to block such adds and e-mail screening, so they are taking measures, if anything, to protect your privacy. Imagine the headlines such a scandal would create "Thousands AOL members enrolled in fraudulent Credit program, without their knowledge.....", this would be disasterous for any ISP and thus its not done.


Naz

Houston,
Texas,
U.S.A.
Don't blame the ISP!

#6UPDATE Employee

Thu, May 22, 2003

Its easy to blame your ISP for giving out your credit card number, but the fact is that its simply not done. It would be suicide for any reputable ISP to give out their members credit card numbers to be automatically enrolled in anything. I'm certain there would also be leagal consequences as well. I cannot speak for all ISPs but for the larger ones MSN, AOL, SBC-Yahoo, it would really not be worth it to do such a thing, and they do not do it. If your ISP is some "mom and pop" local operation, although its a great deal, there are trade-offs so thats a different story. Theres no telling what they do with your information. Even so, to automatically enroll you in a program based on you ISP login, and a pop-up banner ad, is no small feat and may be out of the reach, technological wise, of the smaller operations. It would require access to the large member database of that ISP, and to create such a trust outside of the ISP would be such a security risk its laughable. With the bigger ISPs its popular now to offer services to block such adds and e-mail screening, so they are taking measures, if anything, to protect your privacy. Imagine the headlines such a scandal would create "Thousands AOL members enrolled in fraudulent Credit program, without their knowledge.....", this would be disasterous for any ISP and thus its not done.


Alice

Citrus Heights,
California,
U.S.A.
I got my money back from CIC - consumerinfo.com

#7Author of original report

Mon, May 19, 2003

I got my money back. I finally got up the nerve to contact the company again after my bank said they could not help me, because they didn't have enough information. I told CIC that I had sent a letter to the District Attorney and that I saw that there was a class action lawsuit against them. Within 1 week ALL of the money was back in my account. Not only that, but the bank got money back for me also after I gave them copies of some of the complaints on this website and a copy of the letter about the class action law suit. Now I have to figure out how to give them back the second reimbursment. Since I hate being ripped off - I can't rip them off. Good luck to all of the rest of you.


Lisa

Florida,
Florida,
U.S.A.
Debit cards are not protected

#8Consumer Suggestion

Wed, April 30, 2003

Alice, Unfortunately, a debit card is not protected like a credit card, therefore, the bank will not reverse the charges. Did you incur bounced check fees as a result of this withdrawal? Consumerinfo will try pro-rate your refund which is crap because it sounds like one of their newest scams is a pop-up banner and somehow it's tied to your ISP and credit card info. It never ends with these people. Now they can enroll you without your knowledge at all. If you were enrolled without any knowledge or cancelled within the free trial but still charged, DO NOT ACCEPT the pro-rate. If Consumer refuses to refund every penny and if you are a debit card holder. Go back to your bank and tell them you want to fill out a fraud complaint (I can't remember the exact title of the form-Fraud Affidavit or something). I would suggest that you print as many of the complaints on this website as you can and take them with you to attach to it.

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