- Report: #125329
Complaint Review: Citibank - Hagerstown Maryland
-
Author Not Confirmed
Why?
Citibank
P.O Box 6020 Hagerstown, 21749 Maryland, U.S.A.
Web:
N/A
Categories:
Business Rating:
(0)
Tell us has your experience with this business or person been good?
I am working in United States on a skilled worker Visa in a reputed company from almost 2 yrs now. I pay my taxes and don't have any bad record. I do have proper bank record and a credit card from my bank also. Although my credit history might not be excellent because it takes time to get urself established when you are new in the states. Also I take part time classes in a local college
I applied for a Citi Platinum Select Mastercard with citibank which is specially for people or students to build credit (people with low credit score).
After a week I get a letter from Citibank saying my application has been rejected not due to insufficient credit score but due to my status. I called their customer report and also sent a email but both the times I was told Citibank only gives card to those who are US citizens. I am from different country so they cannot issue me credit card.
It's my question to people out there. If somebody is working and living here in United states, paying his taxes, abiding with law and has no bad record, should he/she be discriminated like that?
Additionally Citibank says that is a student card so do they expect all students to be US Citizens. Can't there be international students studying in American Universities?
I just want everybody out there know that how Citibank (who has a very good repuation in US ) treats its customers with racial prejudice and discrimination .
AJ
Overland Park, Kansas
U.S.A.
I applied for a Citi Platinum Select Mastercard with citibank which is specially for people or students to build credit (people with low credit score).
After a week I get a letter from Citibank saying my application has been rejected not due to insufficient credit score but due to my status. I called their customer report and also sent a email but both the times I was told Citibank only gives card to those who are US citizens. I am from different country so they cannot issue me credit card.
It's my question to people out there. If somebody is working and living here in United states, paying his taxes, abiding with law and has no bad record, should he/she be discriminated like that?
Additionally Citibank says that is a student card so do they expect all students to be US Citizens. Can't there be international students studying in American Universities?
I just want everybody out there know that how Citibank (who has a very good repuation in US ) treats its customers with racial prejudice and discrimination .
AJ
Overland Park, Kansas
U.S.A.
3 Updates & Rebuttals
Ike
Shelton,Connecticut,
U.S.A.
Do not feel bad They will give a credit card to a college student who is unemployed, but not to me. Talk about discrimination.
#2Consumer Comment
Sun, January 02, 2005
I am a US citizen (all my life). I have excellent credit (own my own home (no mortgage), own my own car, pay all bills on time) and Bank of America would not give me a credit card. Why - with all my good credit plus having 2 checking accounts (that are NEVER overdrawn)with them - why was I rejected? Because my mailing address is outside the States. I work outside the States and send almost all the earnings to my bank. They will give a credit card to a college student who is unemployed, but not to me. Talk about discrimination. So, of course when I get back to the States permanently my BOA accounts are being closed.
Bob
Raleigh,North Carolina,
U.S.A.
Not Prejudice - Just Sound Credit Granting
#3Consumer Comment
Sat, January 01, 2005
As someone with over 15 years in credit card before entering government, I think I can respond to you and ease your concerns. No, it's not prejudice. It's just economics. You need to understand that, if you chose to return home, U.S. collection procedures would be virtually useless in recovering the outstanding balance. With this in mind, many credit grantors choose to restrict their customer base to U.S. citizens. Don't take it personally.
S.n.
Bucyrus,Kansas,
U.S.A.
No They Don't!
#4Consumer Suggestion
Sat, January 01, 2005
Citibank does NOT have a good reputation in the US. Do a quick search on Rip-Off Report for Citibank. You will find a lot of problems with this company. Perhaps they refused to give you a credit card because if they do try to rip you off, you can go home and don't have to hassle with them?
