Aaron
Peabody,#2UPDATE Employee
Tue, November 01, 2005
Thank you for bringing this matter to our attention. We have reviewed this complaint and have become aware of the facts involved. We would like the opportunity to work with you to resolve this issue. Please contact us at [email protected] so that we may resolve this matter in a way that is satisfactory to both parties.
Brenda
Coleridge,#3Consumer Comment
Fri, October 21, 2005
Hi, I live just outside of Camas for about 20 years. Moved 3 years ago. Did they get the new library done? Traffic getting worse and worse up Mill Plain? The mill still reeking? I prefer the weather here, it might be cold but the sun is usually shining.
Pj
Camas,#4Author of original report
Fri, October 21, 2005
What I'm trying to figure out is why a receipt of sale would be date 4 years AFTER the sale? and why get it in january of this year, and why not send it to me in january??? It also says the debt was far more than what it should have been if it was really the debt that charged off. The whole thing seems sketchy. The only thing I can do is ask Chase to verify info and hope they get back to me, especially since they are facing their own lawsuit for FCRA violations on this same account.
Dawn
Champaign,#5Consumer Suggestion
Fri, October 21, 2005
Collection agencies are funny, you ask them to stop calling you, they keep calling; you ask for the correct amount and they inflate the price; you want to send them a money order, they want your bank account number, you say no, they double the price of settling, and list goes on. You didnt ask for receipt of purchase dated back in Jan 2005, you asked for validation, this trick they are pulling is beyond outdated and educated consumers are not buying this one anymore, their receipt of purchase does not mean validation, so your response to them was correct....."try again idiots"
Pj
Camas,#6Author of original report
Thu, October 20, 2005
Collect America has responded to a BBB complaint. They sent some "affidavit of sale" dated January of this year. NOt full validation, no accounting of debt... Not a whole lot of anything - however they DID remove it from my reports. I of course sent it back saying "no way jose" - send me accounting and proof of amount you claim due or leave me alone. I haven't heard from Cambece since Monday though - and thats not normal, usually get a call every day, so I must have made SOME affect with the complaint. If the SAG gets the same type of response I am suing. I can't do a whole lot about Bronson And Migliaccio's calls and threats since it happened too long ago, but Collect America reinstated collection before sending validation and I now have written proof of that with this complaint's paper trail. And Cambece went along with it. The two companies will both be named.
Dawn
Champaign,#7Consumer Suggestion
Wed, October 19, 2005
I usually dont reccommend this tactic I got from another board but in your case I will make an exception, buy a 30.00 phone recorder from Radio Shack and get these idiots on tape! Your report is full of FDCPA violations 1. Making threats when they know d**n well they have not gotten a judgement 2. Making threats period is a violation 3. Inaccurate reporting of account 4. Calls before 6am,illegal according to the FDCPA Right there is 4000.00 dollars easily. At a 1000.00 per violation they will have to refund the money you did pay back. Check out the FDCPA I am sure you can find more. There is a message board that could be of assistance to you. artofcredit.com, they have collectors and people who have gone through similar situations as yours. Pull your credit report as well though and make sure they dont have a judgement by default on you. Hope this helps.