- Report: #216059
Complaint Review: Colonial Consumer Alliance - Nationwide
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Author Confirmed
Why?
Colonial Consumer Alliance
Nationwide, U.S.A.
Phone:
800-2044295
Web:
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Colonial Consumer Alliance ripoff Florida
i applied for a card,unknowingly that i can only purchase what they want me to buy,NOT FOR MY SPECIFIC NEEDS,i then requested to have my card cancelled and i would like a refund on my money,and they said that i cannot have my money back,which is $159.00,,,,,,please advise me on what can i do to get back my money,,,,,,i was charged 159.00+32.00 overdraft fee+7.00,my monthly bank fees,a total of 198.00 because they did not print clearly that their card must only be used to purchase their products.
Alvan
margate, Florida
U.S.A.
Alvan
margate, Florida
U.S.A.
1 Updates & Rebuttals
Gary
Reno,Nevada,
U.S.A.
READ THE TERMS AND CONDITIONS
#2Consumer Suggestion
Mon, December 11, 2006
I would urge you to go to the website where you signed. Right on the front page is the list of terms and conditions along with frequently asked questions. In case you do not wish to read these conditions I am going to list them here for you as I researched the contract that you signed. 1: Acess to $7500. interest free credit for plasma tvs and high end electronics. 2.Guaranteed store value visa card for the members-. (this is a visa debit card and it shows it on the picture listed). 3. An OPPORTUNITY to receive a platinum visa card with a $10.000. credit line. (Does opportunity mean GUARANTEE?) Then inside a box it states the application and processing fees= ___ You authorize us the debit for membership from your account.$159.95 for the total inital charge including a $90.00 submission fee which is non refundable. Cancellation Policy: Once the application process is completed and terms and conditions have been agreed to the automated transaction and application process can not be stopped. You must contact customer service within 3 business days from the date you ordered to receive partial credit., Email address is [email protected]. Membership fee: Membership fee is 17.95 per month for a total of $215.40 electronically debitted in advance, meaning $215.40 will be deducted all at once within a 3 week period. Then it gives the company address of 2900 Vassar pmb 134 in Reno. STOP WHINNING AND CALLING THE COMPANY YELLING AND SCREAMING!!! If you did not understand the contract you legally entered by electronic signature then the fault is yours. If you do not wish to have money electronically debitted from your checking or savings account then for heavens sake do not give them your bank account and routing number or hit the i agree and submit button. It is an outright lie that the fees that will be deducted are not listed. There they are. And had you read the contract you would not be in the fix you are in today. READ CONTRACTS AND TERMS AND CONDITIONS BEFORE SUBMITTING THE APPLICATION
