Doug Bowen and Carol Buquing are very bad people with many lies to tell. They make many excuses for Edward Hakobyan. You never hear the truth from any of these people. Just lies and excuses and that's if they answer the phone or return a phone call. The address are all PO boxes. Phone number is cell number and number to Barclays Bank that won't do anything to help you out. They put my money into Barcklay Private Placemet Program. Was a very big septic at first but they made good case for me to invest. Very bad decision on my behalf. Now I would just be happy to get my investment back. I don't even want what they promised. Just my initial investment. These people hold no licenses that I can find and my money is in VertiFX Limited in the UK. That company has no assets. Just has two share holders and Edward is President as of 2016. It's listed as a dormant 999999 company. This seems like Bernie Madolf type scenario. Doug Bowen at CDF ropes you in. Carol Buquing makes you feel comfortable then Edward takes your investment. You then end up here like us. I'm sure there are a lot of other people who have fallen for there scam. Please contact me if possible. Maybe we can help each other out with legal action. Good luck..