- Report: #756597
Complaint Review: Consumer Education Network - Santa Ana California
Reported By:
CLG -
Encino, California, United States of America
Submitted:
Updated:
-
Author Not Confirmed
Why?
Consumer Education Network
900 W. 17 th Street, Suite D Santa Ana, 92706 California, United States of America
Phone:
888-803-9084
Web:
www.americanhomesavers.net
Categories:
Business Rating:
(0)
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Consumer Education Network , First Family Justice Center BEWARE of FORENSIC LOAN AUDITS Santa Ana, California
BEWARE!!!!!!
Forensic Mortgage Loan Audit Scams
Similar to foreclosure rescue scams, forensic mortgage loan audit scams charge several hundred dollars to review distressed homeowners' loans to see if they may be able to use the audit report to avoid foreclosure, accelerate the loan modification process or even cancel the loannone of which ever occur.
Forensic mortgage loan audit scams will often:
*Guarantee to stop foreclosure on your home.
*Advise you to cease contact with your lender, lawyer or credit or housing counselor.
*Charge a fee before providing any services, accepts payment only by cashiers check or wire transfer.
*Encourage you to lease your home so you can buy it back at a later date.
*Recommend that you make your mortgage payments directly to it, rather than your lender.
*Urge you to transfer your property deed or title to it.
*Offer to buy your house for cash at a fixed price that is inappropriate for the housing market.
*Pressure you to sign papers you havent had a chance to read thoroughly or that you dont understand.
How can I protect myself from forensic mortgage loan audit scams?
Never provide sensitive account or personal information to any company or individual that seems suspicious or displays one of the above warning signs.
If you suspect you've encountered a forensic mortgage loan audit scam, please contact your local law enforcement agency immediately and visit the Federal Trade Commission website for information on how to report the illegal activity at www.ftc.gov
Forensic Mortgage Loan Audit Scams
Similar to foreclosure rescue scams, forensic mortgage loan audit scams charge several hundred dollars to review distressed homeowners' loans to see if they may be able to use the audit report to avoid foreclosure, accelerate the loan modification process or even cancel the loannone of which ever occur.
Forensic mortgage loan audit scams will often:
*Guarantee to stop foreclosure on your home.
*Advise you to cease contact with your lender, lawyer or credit or housing counselor.
*Charge a fee before providing any services, accepts payment only by cashiers check or wire transfer.
*Encourage you to lease your home so you can buy it back at a later date.
*Recommend that you make your mortgage payments directly to it, rather than your lender.
*Urge you to transfer your property deed or title to it.
*Offer to buy your house for cash at a fixed price that is inappropriate for the housing market.
*Pressure you to sign papers you havent had a chance to read thoroughly or that you dont understand.
How can I protect myself from forensic mortgage loan audit scams?
Never provide sensitive account or personal information to any company or individual that seems suspicious or displays one of the above warning signs.
If you suspect you've encountered a forensic mortgage loan audit scam, please contact your local law enforcement agency immediately and visit the Federal Trade Commission website for information on how to report the illegal activity at www.ftc.gov
1 Updates & Rebuttals
Robert Gunton
Santa Ana,California,
United States of America
Beware of FFJC and Consumer Education Network!!!!
#2Consumer Comment
Tue, August 30, 2011
Was Mass Litigation Alliance and then Consolidated Litigation Group--soon to be in LOTS OF TROUBLE!!!
MORTGAGE FRAUD STRIKE FORCE ATTORNEY GENERAL KAMALA D. HARRIS http://oag.ca.gov/consumers
CONSUMER ALERT
? Beware the latest fraud: Lawyers advertising that homeowners can join a
so-called Mass Joinder lawsuit for loan modification and mortgage rescue. Vulnerable homeowners are tempted in these scams to pay lawyers to add them to mass lawsuits against lenders. Homeowners bewarethis is a scam.
? Do not pay up-front fees to anyone promising to modify your loan. Thats illegaland unlikely to work.
? No one can guarantee you a reduction in principal or a settlement with a bank. Watch out for people making extravagant claims and alluring offers about mortgage relief, or asking to pay a retainer without talking to an ABA- licensed lawyer and checking their reputation with the Better Business Bureau.
? You can research any lawyer by searching their record at the State Bars website: www.calbar.ca.gov
? If you have questions about how to proceed with your current mortgage situation, please consult a non-profit counselor certified by the US Department of Housing and Urban Development. A list of certified counselors can be found at www.hud.gov .
IF YOU FEEL YOU ARE A VICTIM OF THIS SCAM:
The CA State Bar has created dedicated, confidential hotlines for potential victims. Clients of Philip A. Kramer, call: 213-765-1672; of Mitchell J. Stein, call: 213- 765-1639; of Paul W. Petersen, call: 213-765-1641; of Christopher J. Van Son, call: 213-765-1658
For Additional Assistance, Call: 1-888-995-HOPE (4673)
or Visit: www.hud.gov/preventloanscams
