THEY CALLED AND SAID I WAS APPROVED FOR A LOAN OF 3000.00 PAYMENTS OF 180.00 A MONTH. THEN CALLED AND SAID TO PAY THE FIRST MONTH OF 180.00 UP FRONT AND THE MONEY WOULD BE DEPOSITED IN MY ACCOUNT,OK DID THAT PAID THEM THE 180.00 DOLLAR'S THE MONEY WAS TO BE DEPOSITED,THEN HE CALL BACK AND SAID I HAD TO PAY 395.00 DOLLARS FOR THE BANK TO BANK TRANSFER THERE BANK IS SO THEY SAID IS BANK OF AMERICA MINE IS WELL FARGO SO IF I PAID THE 395.00 THE MONEY WOULD BE DEPOSITED IN MY ACCOUNT OK SO I DID I PAID THE 395.00.THEN HE CALL BACK WITH ANOTHER MAN ON THE PHONE SAYING HE WAS FROM THE IRS AND THAT I OWED THE IRS 425.00 DOLLARS AND THAT THE IRS WAS HOLDING MY LOAN UNTILL I PAID THE 425.00 I DON'T OWE THE IRS ANYTHING ICALLED THE IRS AND EVEN PRINTED OUT THE LAST 3 YEARS TAXES AND EMAILED THEM TO HIM THEN HE SAID IF I WOULD PAY 212.00 DOLLARS THE IRS WOULD RELASE THE MONEY I TOLD HIM I COULD NOT SEND HIM ANYMORE MONEY JUST CANLDE THE LOAN AND SEND ME MY MONEY BACK AND NOW THEY ARE SAYING IT WILL TAKE 45 DAYS CAUSE THE IRS HAS THE MONEY WELL THAT IS NOT TRUE THE MANS NAME AND NUMBER THAT SAIDS HE WORKS FOR THE IRS IS KEVIN PERTERSON ID#6725 323-522-4728.THEN MAN THAT WORK FOR CONSUMER PAYDAY IS MICHALE 646-755-9646 HE SAID KEVIN'S LAST NAME WAS SMITH SO THEY HAVE LIED FORM THE START AND DON'T WONT TO REFUND ME MY MONEY.