THESE PEOPLE CONTACTED ME TO OFFER ME A LOAN. ONCE I SENT THE "INSURANCE FUNDS" THEY TOLD ME I MISSPELLED MY NAME AND NEEDED TO SEND MORE FUNDS. I ASKED FOR A REFUND BECAUSE I HAVE NO MORE MONEY TO SEND AND THEY TOLD ME I WILL NOT RECIEVE A REFUND NOR WILL I RECIEVE THE LOAN. BEWARE!!!!! ALSO THEY USE NAMES LIKE JAMES SMITH OR TOM JONES BUT THEY HAVE MIDDLE EASTERN ACCENTS. (FYI)