- Report: #394186
Complaint Review: Craft Appraisal Services - KYM M. CRAFT - Springfield Missouri
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Craft Appraisal Services - KYM M. CRAFT
P.O. Box 11291 Springfield, 65808 Missouri, U.S.A.
Phone:
417-827.0227
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Craft Appraisal Services - KYM M. CRAFT Appraised A Home In Aurora, Missouri By "FRAUD!!!" Springfield Missouri
KYM M. CRAFT
Craft Appraisal Services
Miss Craft is part of a conspiracy along with, Great Commission Realty/Gilbert "Bud" Jones, Oakstar Bank/Julie Barker, and Taylor, Bean & Whitaker, Craig Weitzel "fraud manager"..In 2007 Miss Craft appraised a home located at: 302 W. College St. Aurora, Missouri as a "three bedroom and built in the 1950's"..She was hired by the original lender, Oakstar Bank in Springfield, Missouri..
By Miss Craft doing so, greatly inflated the value of the home..Was sold for $54,000's..So whereas, what is documented to be proof beyond a shadow of a doubt, said home is a "one bedroom and built in the late 1800's"..The home is "unliveable"..Oakstar Bank sold the "sell contract" to Taylor, Bean & Whitaker out of Ocala, Florida..They had the home "foreclosed" in October, and right now at this moment said home is on the market with "Coldwell Banker-Vanguard" in Springfield, Missouri..The home is now listed as: 302 W. College St. Aurora, Mo.
65605..$37,790's.. "Bedrooms..1.. Bathrooms..1..Sq.Feet..0.. Area..Lawrence..MLS..822280
"This property is to be purchased "as is" "where is"..Neither the seller nor the listing broker makes any representation as to the accuracy of this listing data sheet..Buyer and buyer's agent need to do their own diligence..Earnest money deposit shall be $1,000's..Pre-approval lender letter is required with contract stating credit and employment has been reviewed and cash to close has been verified..Letter also needs to indicate that the loan is not contigent on the condition of the property as no repairs or improvements will be made prior to closing"..Listing Courtesy Of Coldwell Banker-Vanguard..
My husband (Don) and myself (Wanda) became the victims of "mortgage fraud" by via the above names/companies, excluding Coldwell Banker-Vanguard.. We are the ones that purchased this home, and those mentioned "stoled our down payment" of over $12,000's..We never got to live in the home, because it wasn't the home we were led into believing we had purchased starting with Great Commission Realty/Gilbert "Bud" Jones out of Battlefield, Missouri..
Also the fact it is "unliveable"..Had Bud Jones listed the property as Coldwell Banker-Vanguard did with complete honesty about the home; not only that had Bud Jones been honest and told "us" by via phone the truth about the home, there would have been no "sell" and "we wouldn't have become victims to mortgage fraud"..Oakstar Bank/Julie Barker stated to my husband on the phone that their appraiser (Kym Craft) "made a mistake when she regarded/appraised a parlor and enclosed porch/sunroom" as a second and third bedrooms..
Guess Miss Craft also made a mistake when she claimed the home was built in the 1950's when in reality was built in the late 1800's..Not to mention severely damaged/warped wooden floors..We have tried getting the name of Miss Crafts "insurance provider" but Oakstar Bank/Julie Barker wasn't cooperative, nor Miss Craft in providing that information to us..We have filed complaints against the above mentioned to anyone and everyone, including the FBI, US Attorney General, District Attorneys Office, Missouri Real Estate Commission, Missouri Appraisal Board, etc. etc. etc."We will not stop until we get the justice that is so long over-due for us!!!"..
Don & Wanda ****
Kingman, Arizona
U.S.A.
Craft Appraisal Services
Miss Craft is part of a conspiracy along with, Great Commission Realty/Gilbert "Bud" Jones, Oakstar Bank/Julie Barker, and Taylor, Bean & Whitaker, Craig Weitzel "fraud manager"..In 2007 Miss Craft appraised a home located at: 302 W. College St. Aurora, Missouri as a "three bedroom and built in the 1950's"..She was hired by the original lender, Oakstar Bank in Springfield, Missouri..
By Miss Craft doing so, greatly inflated the value of the home..Was sold for $54,000's..So whereas, what is documented to be proof beyond a shadow of a doubt, said home is a "one bedroom and built in the late 1800's"..The home is "unliveable"..Oakstar Bank sold the "sell contract" to Taylor, Bean & Whitaker out of Ocala, Florida..They had the home "foreclosed" in October, and right now at this moment said home is on the market with "Coldwell Banker-Vanguard" in Springfield, Missouri..The home is now listed as: 302 W. College St. Aurora, Mo.
65605..$37,790's.. "Bedrooms..1.. Bathrooms..1..Sq.Feet..0.. Area..Lawrence..MLS..822280
"This property is to be purchased "as is" "where is"..Neither the seller nor the listing broker makes any representation as to the accuracy of this listing data sheet..Buyer and buyer's agent need to do their own diligence..Earnest money deposit shall be $1,000's..Pre-approval lender letter is required with contract stating credit and employment has been reviewed and cash to close has been verified..Letter also needs to indicate that the loan is not contigent on the condition of the property as no repairs or improvements will be made prior to closing"..Listing Courtesy Of Coldwell Banker-Vanguard..
My husband (Don) and myself (Wanda) became the victims of "mortgage fraud" by via the above names/companies, excluding Coldwell Banker-Vanguard.. We are the ones that purchased this home, and those mentioned "stoled our down payment" of over $12,000's..We never got to live in the home, because it wasn't the home we were led into believing we had purchased starting with Great Commission Realty/Gilbert "Bud" Jones out of Battlefield, Missouri..
Also the fact it is "unliveable"..Had Bud Jones listed the property as Coldwell Banker-Vanguard did with complete honesty about the home; not only that had Bud Jones been honest and told "us" by via phone the truth about the home, there would have been no "sell" and "we wouldn't have become victims to mortgage fraud"..Oakstar Bank/Julie Barker stated to my husband on the phone that their appraiser (Kym Craft) "made a mistake when she regarded/appraised a parlor and enclosed porch/sunroom" as a second and third bedrooms..
Guess Miss Craft also made a mistake when she claimed the home was built in the 1950's when in reality was built in the late 1800's..Not to mention severely damaged/warped wooden floors..We have tried getting the name of Miss Crafts "insurance provider" but Oakstar Bank/Julie Barker wasn't cooperative, nor Miss Craft in providing that information to us..We have filed complaints against the above mentioned to anyone and everyone, including the FBI, US Attorney General, District Attorneys Office, Missouri Real Estate Commission, Missouri Appraisal Board, etc. etc. etc."We will not stop until we get the justice that is so long over-due for us!!!"..
Don & Wanda ****
Kingman, Arizona
U.S.A.
2 Updates & Rebuttals
Don & Wanda Reed
Kingman,Arizona,
U.S.A.
From the FBI: COMMON MORTGAGE FRAUD SCHEMES Property is purchased, falsely appraised at a higher value.
#2Author of original report
Sat, November 29, 2008
What makes property illegal is that the appraisal information is fraudulent. The schemes typically involve one or more of the following: fraudulent appraisals, doctored loan documentation, inflating buyer income, etc. Kickbacks to buyers, investors, property/loan brokers, appraisers, title company employees are common in this scheme. A home worth $20,000 may be appraised for $80,000 or higher in this type of scheme. Inflated Appraisals. The report inaccurately states an inflated property value.
Don & Wanda Reed
Kingman,Arizona,
U.S.A.
From The FBI Mortgage Fraud Indicators
#3Author of original report
Fri, November 28, 2008
From the FBI: All You Need to Know About Mortgage Fraud Posted by mortgageforensics on May 27, 2007 mortgageforensics on May 27, 2007 MORTGAGE FRAUD INDICATORS Inflated Appraisals Exclusive use of one appraiser COMMON MORTGAGE FRAUD SCHEMES Property is purchased, falsely appraised at a higher value. What makes property illegal is that the appraisal information is fraudulent. The schemes typically involve one or more of the following: fraudulent appraisals, doctored loan documentation, inflating buyer income, etc. Kickbacks to buyers, investors, property/loan brokers, appraisers, title company employees are common in this scheme. A home worth $20,000 may be appraised for $80,000 or higher in this type of scheme. Inflated Appraisals. The report inaccurately states an inflated property value.
