John
Louisville,#2Consumer Comment
Mon, August 18, 2008
Step One: Send the debt collector a letter via Certified Mail + Return Receipt stating: Per the Fair Debt Collection Practices Act, I am requesting: - Written validation of this alleged debt and that said alleged debt is within the statute of limitations - Cease all verbal communications with me about this alleged debt of my former roommate. Step Two: Next time they call, read the following statement: Pursuant to GA state law, this is to inform you that this phone call is being recorded. If you do not consent to being recorded, you need to terminate this call. Pursuant to GA state law, continuation of this phone call after officially being informed that it is being recorded implies consent to be recorded. This recording will be used to pursue Fair Debt Collection Practice Act violations in a court of law.