Financed a twin bed for 499 plus tax. Borrowed money from easypay finance, lenders gave 500 and I paid the remainder of the taxes. I made 3 consecutive payments. When going to pay my 300 dollar balance off, lender told me my balance was 682.48 dollars. at the end of the 12 months I have to pay a balance of 1,182.90 cents. That just wrong.