Student Loan Scammer, Student Loan Scam, Borrowers Defense Repayment, Loan Forgiveness promises, Lying to customers and stealing companies customers to defraud them personally, Student Loan Overnight Forgiveness, Overcharging Student Loan Scam, Student Loan phone scammer, Federal Student Loan forgiveness, Career criminal and scammer, Student Loan forgivness scam, Student Loan borrowers to repayment overnight forgiveness scammer, Master Manipulator and rips people off for thousands of dollars, Fraud Charges for lying about being able to help people with student loans, misrepresenting his abilities on what he can actually do, Lying to clients, Stealing marketing and clients from companies, Blackmailing previous employers and making demands, Extortion threats, fake promises on student loan forgiveness, and student loan scammer.
In the fifteen (15) years of operating my businesses, I have NEVER reported ANYONE to the authorities or to any public media. This person, however, you need to be aware of. To all customers, consumers, moms, dads, grandparents, employers, especially, women in distress, please, I say this wholeheartedly, please be warned. This man is by far the most devious, manipulative, scandalous, and fraudulent CON ARTIST I have ever encountered.
Ladies and Gentlemen, let me introduce you to the CON ARTIST himself, Mr. Eric Darren Floyd.
We confronted him about overcharging and lying to our clients once we realized he was doing most of the selling on his cell phone to avoid having the calls recorded. After understanding he had no remorse, we decided to finally do a full background check to see who he really was based on his daily actions and reactions to clients and their complaints. We demanded that his calls be done on the office phones only. We started to monitor his calls more and more and came to the conclusion that he was misleading the clients and blatantly lying to them. At that point, there was no room for negotiation. Our priority goes out to our clients. We immediately terminated his employment with the company.
Darren was so convincing and hypnotic with his words and lingo that he had everyone convinced he was a saint and was willing to give them the world in exchange for some trust. He was a real smooth talker. Knew how to butter up a person. We had no idea of his lifestyle ethics, business ethics, fraudulent past, EXISTING OPEN CASES in Riverside County or lack of integrity. Lying to clients in person or over the phone was his specialty. He will say anything and everything with promising them the world in exchange for commiting to do business with him. Darren BEGGED me for help with paying his electric bill, buying himself a car, paying his rent, his medical treatments and food for his FIVE (5) WIVES. YES, I DID SAY FIVE (5) WIVES THAT GOT CLOTHED AND FED THANKS TO MY COMPANY LENDING DARREN MONEY.
youtube.com/watch?v=dKDnHU0fZ0k , youtube.com/watch?v=1KasOVbu2kE )
***OPEN ONGOING case in Riverside County Court
**Below both left and right exhibits loans to Darren FOR $20,000***
After we parted ways, he decided to illegally contact all company clients that he enrolled and tell them to commit fraud by charging back and lying, saying services were not rendered so they can be refunded and pay Darren directly. He told them that he would charge only a fraction (¼) to be exact of what we charged in exchange for the same services.
He threatened the company by demanded $10,000 CASH or he will sabotage the business and call every client he enrolled to work with him personally at almost zero cost just to spite us. He demanded CASH or he will try to ruin personal relationship and also attempt to steal employees. WE REFUSED THE DEMANDS OF THIS DOMESTIC TERRORIST AND SO HE TOOK ACTION ON HIS ILLEGAL THREATS.
**BELOW(LEFT) Clearly states to an employee that he was TERMINATED. BELOW(RIGHT)Clearly lying and trying to steal from client stating he QUIT.
***THE IRONY OF HIM TELLING CLIENTS WE OVERCHARGE IS LAUGHABLE BECAUSE IT WAS PART OF WHY HE WAS FIRED!
BELOW IS THE ACTUAL DATABASE WHERE THE MANAGER WAS NOT ALLOWING THE OVERCHARGING TO DARREN FLOYD’S FILES***
Screenshot ABOVE of a client’s file.The Internal Dashboard. The Client’s file was caught by a manager for non compliant fee & Overcharge.
Bellow is the exhibit of the EXECUTED AGREEMENT by Eric Darren Floyd upon signing on with the company which as you can tell he clearly breached by contacting company clients and committing slander on the company.
The links below are also examples of his character and being. These FIVE (5) must read reports were filed by others on this very predator known as Eric Darren Floyd. Or as he labels himself, The Emperor!
ericfloyd-goddessempire-scam.blogspot.com/2010/01/how-to-fill-your-complaints-w-key.html?m=1
LAWSUIT EXHIBIT BELOW FOR BREACH OF COVENANT OF GOOD FAITH AND FAIR DEALING.
**Disclaimer: We have called and texted every client to warn them about the police report, the lawsuit filed, the unscrupulous business practices conducted by Darren AKA Eric, AKA Mr. Floyd, AKA The emperor, and to let them know we are more than happy to take care of everything for them or issue a FULL refund if they wish. Even when services were rendered.**
That should tell you the mannerism and the ethics in which this company operates by. Hence why the likes of Darren Eric Floyd will never be employed by our company.
POLICE REPORT BELOW FOR STALKING AND HARRASSMENT:
OVERALL FOR ANY EMPLOYERS, INVESTORS, CONSUMERS, WOMEN AND CHILDREN, STAY AWAY FROM THIS CON ARTIST AND WE WILL DO EVERYTHING WE CAN LEGALLY TO GET A JUDGEMENT AGAINST ERIC DARREN FLOYD. HE HAS RAN MULTIPLE SCAMS BUT NOW HAS LEARNED A NEW WAY TO SCAM BY FINDING PEOPLE WITH STUDENT LOANS AND OFFERING FULL OVERNIGHT FORGIVENESS IF YOU JUST PAY HIM!
If you hear from Darren or Eric and its about your Student loan, federal student loan, borrowers defense, loan forgiveness, "If i can see your loans, i can free your loans". Don't let this bullshit artist fool you because the only thing he will be freeing you out of is any money you give to him. Student loan scammer, zero ethics, zero integrity, savage, no moral or ethical code, disgrace to humanity, slave owner, liar, cheat, and most of all manipulator. A master of playing puppets but we will expose him. Borrowers defense, people with student loans, any loans, beware of this con artist because now that he is fired he is coming for that money and will have one of his 5 wives try to figure out how to help you with your student loan file & promising loan forgiveness.
ericfloydisafraud
United States#2UPDATE EX-employee responds
Tue, July 13, 2021
Since I've had dealings with Eric, Wanda, and Siameze in the past as I read through others' experiences I know that they are all true. It's "interesting" to see the different types of scams he has had going. Student loan fraud now? Eric is a predator and parasite. He feeds off of others (including the government apparently) and seems to get off on it.
I wish for Eric to go down. Wanda (Lawanda) and Siameze (Vernon) aren't innocent at this point. They've been involved in these scams for decades now. To Vernon's family: I'm so sorry that you lost him to this monster.
Lauren
Las vegas,#3Consumer Comment
Fri, March 02, 2018
I'm choosing to stay anonymous for the purpose of my physical and mental safety. I was approached by this wolf in sheeps clothing about 9 months ago and frankly, he was so charming! I believed that he had a genuine interest in me had a real compassion and understanding for ALL PEOPLE. I had know idea what a predator he actually is. When I met Darren, Eric or whatever his real name is, I was recently divorced from a 20 year marriage that was a complete sham. I was depressed, feeling lost and honestly hopeless in regard to relationship and true love. I allowed this man into my life along with my 16 year old daughters life which was forever altered because of this mans sick addiction to sex and control. He calls himself the Emperor, which in the beginning I thought was cute. However, my worst nightmare was the Emperor from HELL. We met through a mutual friend at a Holiday Party and he had his eyes on me the moment my daughter and I walked through the door. I even made a comment (joking at the time) to one of my friends that he was staring at me like a piece of meat. I had no idea it was my innocent daughter was actually his prey. Keep in mind, I was told that he has been around the world and could offer me more than just a worldly opinion about things but could offer me all of the finer things in life. OH BOY was he wrong because the first time I was invited to his "Compound” or "Cult” I was feeling as if I was being forced to stay, not just by Eric Darren Floyd but even by his other wives. That's not the only feeling of force I encountered either. He has 5 wives and children with all of them who pride themselves on receiving free money in the form state aid (welfare)!! It was not only a bizarre household and family dynamic but the feeling that your being held against your will without force is bizarre because Darren and the wives instill fear subliminally much like a cult. At one point suring my stay I was able to be convinced that this dynamic is how it should be and that men were never suppose to be with just one woman and as long as their is complete honesty it's ok, but when I asked if the women are able to be with other men, he became very angry and ended up storming out of the house screaming "I'll show you! You and your ridiculous questions"! During the time he was gone I had no idea that he was driving to my apartment where my 16 year old daughter was and when she answered the door, he told her he was there to check the size of her room because he was helping me pay for the new decor she wanted to do her room in. Unfortunately that was not true! As soon as the door shut my daughter said he grabbed her and forced himself on her telling her "I paid for you"! "Your mother told me you are ALL mine"! ALL OF THIS IS LIES! I WOULD NEVER DO SUCH A THING!! He claimed that he gave me over $30,000 for gifts and paying my bills which is also a disgusting lie because the truth is my stupidity lead me to believe that this man cared for me and my daughter and all the while he was telling her that her and him were never to be discussed and that he would always take care of her. I managed to get away from this monster and anyone that has contact with him personally and or professionally should run as far as you can in the opposite direction. He should NEVER be allowed to these kinds of things but he does and has gotten away with it for a very long time. Please HELP me HELP the next victim by exposing this disgusting excuse for a man, a father and even sorry excuse of a husband!! I will leave this alone that she was paid I said wanted to finally redo my room and let him inI ended up staying for 2 days and during that 2 days, he had managed to get in touch with my 16 year old daughter at the time and went over to my home and forced himself on her while telling her that this is exactly what my mom had been paid for. This Monster is not to be trusted and my daughter is forever scarred and the loss of her innocence can never be
Employee
Las Vegas,#4UPDATE Employee
Fri, March 02, 2018
If you cant see through the use of large wording and "passionate false propheting" he is clearly doing here, then we cant help you. This man is a master manipulator that I personally witnessed overcharging Mr. Gold's clients as well as hearing him speak slanderously about the company with other employees, making them dis-like their superiors. I remember when management would REFUSE to approve several files because of OVERCHARGING and/or missing file information. Eric Darren Floyd always thought he was above the rules, and now he believes he can fluently write his was into being above the law but he is NOT above the law and the 18 fraud reports I read make me sick. I feel sorry for all the victims.
Darren
Las Vegas,#5UPDATE Employee ..inside information
Tue, February 27, 2018
INFORMATION IS ONLY AS GOOD AS THE SOURCE IT'S COMING FROM... SO CONSIDER THE SOURCE ALEX GOLD, OWNER OF DOCU ZOOM INC SASHA ALEXANDER BYKHOVSKY ~aka~ ALEX BIKOV ~pka~ ALEX GOLD... STUDENT LOAN EDUCATORS, GENERAL MANAGER OF ARSHALYS ALTOUNIAN ~aka~ ALISA ALTOUNIAN ~aka~ ARIS A. ALTOUNIAN ~pka~ ALISA MARTIN ALEX GOLD STANDARD ALEX GOLD UNIVERSITY.... THEIR INTENT: SLANDER / DEFAMATION OF CHARACTER / ATTEMPTED CHARACTER ASSASSINATION / FRAUD / FALSE CLAIMS OF "STALKING" & FALSE POLICE REPORT & COURT FILING MADE AGAINST ME (THE #1 AGENT IN THE COMPANY) ALL IN THEIR DELIBERATE & DIABOLICAL PLOT TO DISCREDIT ME & MY GOOD NAME SO THAT MY CREDIBILITY AS A THE PROVERBIAL "WHISTLE BLOWER" SHINING LIGHT ON THEIR UNETHICAL, IMMORAL & CRIMINAL PERSONAL & CORPORATE BEHAVIOR WOULD NOT BE BELIEVED BY BOTH PREVIOUS / EXISTING & POTENTIAL NEW CLIENTS, ALIKE! THE FACTS THEY DON'T WANT YOU TO KNOW: First of all, I quit DCOU ZOOM INC. after just (6) six months with the company, although I was their #1 Agent with over 450 enrollments in as much time and an excellent rapport with ALL of my clients; which can be attested from the irrefutable & indisputable fact that 52 of the 53 POSITIVE BBB reviews give me (DARREN FLOYD) an "A" rating while BOTH companies (DOCU ZOOM INC in Las Vegas & STUDENT LOAN EDUCATORS of North Hollywood, CA) had a well deserved "F" rating. I was NEVER fired from the company, I quit & walked out on top, from my newly appointed private office on Monday, Feb 5th & have had ZERO CONTACT with its owner, ALEX GOLD since that day & still have his UNOPENED TEXTS & TELEGRAMS (leaving 2 paychecks behind & over a half million dollars worth of residual book of business as the company's #1 Agent)! I WAS THE HIGHEST PAID AGENT WITHIN THE COMPANY (@ a 25% commission rate), WITH THE LARGEST BOOK OF BUSINESS WITHIN THE COMPANY, WITH THE MOST POSITIVE BBB REVIEWS IN THE COMPANY & WITH MORE "REFERRALS" (over 475 & counting) THAN ANY OTHER AGENT IN THE COMPANY; so to suggest that I was a "disgruntled" ex-employee is (again) laughable and absolutely ludicrous! I just put conscious, customer service & class over cash! I NEVER extorted nor attempted to extort money from ALEX GOLD, the owner of the company; I simply knew that I was leaving him with a half million dollars worth of enrollments from over 450 clients that were in touch with me DAILY via my personal cell phone (like every other agent in the company), whose Customer Service needs I still attended to with every call & text; so I asked him once again to lower their respective enrollment fees & annual recertification fees (which I felt could be done for as little as $99 a year), which he greedily wanted $399 to $599 per year for the next 20 years! That was & is preposterous!
I still have UNOPENED, UNREAD & UNANSWERED Telegrams & Texts from ALEX GOLD because once I left the company back on Monday, February 5, 2017, in addition to completely ignoring ALL of his "stalking / threatening" communications to me, I have never gone back to pick up my paychecks for commissions earned from THE BIGGEST BOOK OF BUSINESS IN THE COMPANY (no other agent even comes close); so how can I be accussed of "STALKING HIM" when I've had zero contact with him!? When I began getting phone calls & texts from my clients, during my sabbatical, that stated (and I quote); "YOUR OFFICE JUST CALLED ME STATING THAT THEY FIRED YOU DUE TO FRAUD" (which was a lie), it left me no choice but to text ALL of my clients and tell them the TRUTH! And that TRUTH is that they can enroll for a legitimate STUDENT LOAN FORGIVENESS program for HALF the price thtat DOCU ZOOM INC & STUDENT LOAN EDUCATORS are charging, as well as RECERTIFY ANNUALLY for only $99 a year (instead of $399 to $599 a year) via a NON-PROFIT DOCUMENT PREPARATION ORGANIZATION! At no time then or now, have I ever asked any client to ever PERSONALLY send me CASH or PAYMENT of any kind. In fact, to the contrary, I have multiple clients who will testify on record that I have gone in my pocket to send them WESTERN UNION CASH when Docu Zoom drafted monies from their respective accounts when they were NOT supposed to!
I defy ALEX GOLD to find a single client who will swear under oath that I have ever ASKED THEM FOR MONEY PERSONALLY and/or OVER CHARGED THEM for services rendered and/or NOT had their best interest at heart! The very notion of this is preposterous, because EVERY deal I enrolled had to ultimately be transferred to the COMPLIANCE DEPT for finalization and then approved by BOTH General Manager, ALISA MARTIN & her boss & company owner, ALEX GOLD! I (nor any other agent) has no way of processing payment from any client / member of the public! Which brings me to my next point... I HAVE NEVER TAKEN FUNDS FROM ANYONE'S BANK ACCOUNT (with or "without authorization") because besides be unethical and immoral, I DIDN'T HAVE THAT KIND OF PAYMENT PROCESSING POWER, AUTHORITY and/or ACCESS @ DOCU ZOOM (only ALISA MARTIN / SAMANTHA ROGERS / ALEX GOLD / JACK SOMERS / ALEX GOLD / JEFF COLUMBUS, etc.) had that kind of authority! I DO NOT OWE ALEX GOLD $10,000 & to the contrary, with the more than $25,000 per month that my contrinued 450+ payment plan paying clients will be generating well into 2019, at my 25% commission rate (THE HIGHEST IN THE ENTIRE COMPANY), as I stated earlier, he stands to earn well over half a million dollars as a result of my record breaking enrollments!
I AM NOT NOW NOR HAVE I EVER BEEN IN THE 'SEX OR ADULT ENTERTAINMENT BUSINESS' & once again defy anyone to show evidence or proof otherwise! I HAVE NO OPEN CASES IN 'RIVERSIDE COUNTY' and/or any other county in these United States! And to take unwarranted attack against his presumptions of my personal lifestyle, blissful marriage of 36 years & my child/children is an all time low for a man (ALEX GOLD) who has used the misfortune of one his own employee, Ray Hall, who unfortunately found herself temporary homeless & I witnessed him come to her to help her find shelter one cold, dark night; and he did so under 'one condition'... that although she'd live @ the 2 bedroom apartment that he'd pay for, she was to turn a blind eye & remain discreet about his extramarital sexual romps with various girlfriends & hookers that he'd bring there to cheat on his long suffering Wife (ANIYA SKY) with (who works right there with him at his Vegas offices! And I have firsthand knowledge of this straight from the aforementioned 'horses' mouth (and it was also commonly known around the office to everyone but his Wife, for it surely made the chatter rounds)!
To further accentuate the good feelings that I left the company in, on FRIDAY FEB 9th (just 4 days after my departure), I generously sent FLOWERS / GOURMET FOOD BASKETS / TEDDY BEARS / LUXURY SPA GIFT BASKETS / FRUIT BASKETS & THANK YOU LETTERS TO ALEX GOLD, his Wife, ANIYA SKY, his COO SAMANTHA ROGERS & his General Manager, ALISA MARTIN (@ the North Hollywood office); as well as FREE LUNCH ON ME (consisting of chicken wings & pizzas) from DOMINOES & PIZZA HUT / WING STOP to both the CA and VEGAS offices! And I have the receipts for it all, as I graciously spent well over $1,000 to do so & I also have the numerous THANK YOU texts, emails & Telegrams from ALL of the employees & ALL aforementioned executive staff members, except for one... ALEX GOLD himself! You see, his over inflated ego, instead looked upon my gracious acts of generosity as distruptive gestures that cut into his DAILY PROFITS since he actually sells food & drink refreshiments directly to his employees on site & takes the fees from their pay chaecks! So again, no matter how much they try and besmirch my name in empty attempts to edifty their own, the gift receipts, THANK YOU notes from the employees & executive staff, numerous POSITIVE REVIEWS on the BBB that are disproportionately about me (52 out of 53) & the way that BOTH my clients & fellow former employees have all rallied around me & are prepared to join me for my day in court against this company and the self serving, self centered, self aggrandizing, self righteous, selfish sons of b*ches who own & run it; THE TRUTH STILL REMAINS ON MY SIDE!
ALEX GOLD (not his real name) & ALISA MARTIN (not her real name) are two bullies, who are used to running roughshod over ALL of their employees & as they remain unchallenged; they have no problem dumping out mega doses of employee degredation, humiliation, disrespect & "take it or leave it / my way or the highway" ultimatums; and NOT one to scare easy, I chose to LEAVE IT & HIT THE HIGHWAY! And my parting words to them both were; "I MAKE MONEY, MONEY DOES NOT MAKE ME!" I will NOT lie, cheat, steal or sell my soul for money! And neither would my ancestors like MARTIN, MALCOLM, MEDGER, MANDELA, MICHAEL and/or MUHAMMAD; these were also "whistle blowing" courageous men of color who fought tirelessly for civil rights, employee rights, animal rights & human rights for those who didn't have either the platform, courage or strength to speak up! So they NEVER had to do a background check about me to "DISCOVER" anything previously posted on RipOffReport.com about me, as I AM the one who brought it to ALEX GOLD's attention, as well as many of my fellow employees in correlation to me and my family having been victims of CYBER BULLYING & INTERNET TERRORISM since 2007 on this very site, by another misguided sociapath named ARKENI TURNER now known as ZAINA JULLIETTE, with a personal ax to grind. But do you notice the underlying pattern in ALL of these folks, ladies & gentlemen? THEY ALL CHANGE THEIR NAMES! ARKENI TURNER becomes now recording artist & TV personality ZAINA JULIETTE (another felon with her own RipOffReport.com page) SASHA ALEXANDER BYKHOVSKY is also ALEX BIKOV & is now also ALEX GOLD ARSHALYS ALTOUNIAN is also ALISA ALTOUNIAN & then ARIS A. ALTOUNIAN is also now ALISA MARTIN (another convicted felon who just got out from serving federal time for embezzling well over $375,000.00 from her former company / partner and), who ALEX GOLD is well aware of the fact that she is legally NOT even supposed to be working in any capacity at all handing people's credit / debit / prepaid cards and/or checking accounts; yet she processing ALL of the payments & refunds issued to & through both DOCU ZOOM INC (Vegas) & STUDENT LOAN EDUCATORS (North Hollywood)! ALSO SEE... AAA UNDERWRITING / CALTECH FUNDING / CALTECH INVESTMENTS / EASY LOAN PROCESSING / MOOLITE INVESTMENTS / UNITED AMS CALIFORNIA, LLC / ROCKLAND FINANCIAL I may NOT be the smartest man on the planet, but it's safe to say that if one person has (3) three or more different names and identities that they change out at will, the way you and I may change automobiles every half dozen years or so, that would usually indicate a flapping red flag to anyone with even half a brain, although common sense isn't always common these days;that they are running from a fraudulent past that they hope NEVER catches up to them in their CURRENT incarnation!
On the other hand, I AM the same yesterday, today & tomorrow... I AM ERIC DARREN FLOYD and will be ERIC DARREN FLOYD until the day God Herself calls me back home to Her, as I'm NOT running or hiding from anyone! For as my legendary friend, DIONNE WARWICK once told me for those that go online to look people up and can't seem to decipher and differentiate REAL SH* from BULL SH*; "ONLY YOUR ENEMIES BELIEVE YOUR RUMORS, YOUR TRUE FRIENDS ALWAYS BELIEVE IN YOU!"
ActionsSpeakLouderThanWords
Las Vegas,#6Author of original report
Tue, February 27, 2018
Everything is filed and we will see this schemer in court! I am doing everything I can to help my co-workers and my clients to be protected from this dangerous con artist. Please if you have been a victim of Eric Darren Floyd then please reach out. We are dedicating a website EricDarrenFloydScam.com If you have been scammed by Darren for Loan investments, movie investments, acting classes, student loan forgiveness, barrowers defense repayment, overnight forgiveness, student loan help, student loan income based, or anything at all then please reach out to [email protected] and share your story with us. We have about 4 different victims and reaching out to more from previous Rip off Report and online posts. We will be presenting this to the The Office of International Affairs (OIA), Criminal Division, U.S. Department of Justice. We will be reaching out and presenting these multitudes of cases for fraud to California Prosectuors office in hopes for justive and Nevada. We are still researching to see if any other fraud has been done in any other state. If you have been promised student loan forgiveness or any service by this man who is not licensed or insured in any capacity, please reach out to us because that will be additional charges and more states to pursue this con artist in. God bless and take care.