- Report: #104849
Complaint Review: Everest Consumer Services - Atlanta Georgia
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Author Not Confirmed
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Everest Consumer Services
Atlanta, Georgia, Albania
Phone:
866-2761478
Web:
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Everest Consumer Services Ripoff Who is Everest Consumer Services They fooled me don't let them fool you! Atlanta Georgia
"Lets get these guys back so they can't take advantage of anyone else !!!!"
I actually received 2 calls from this company during the same week. The first call was from a female who was very uneducated and obviously reading a script. I immediately said "no thank you" and hung up.
However, the second call was a thing of beauty. Allison McDonald, well spoken and efficient, called to extend the cc offer one last time. She explained I had applied for this line of credit 2 months ago, which I never did, and that Everest would be able to help me.
Allison told me there was a one time fee of $299 that would be deducted in 2 weeks and it was for processing fees normally incurred over a 12 month period ie: apr, annual fees, etc. This fee is what helped Visa provide me with a very low interest rate and no annual fee.
I'm currently going through a state bonded credit repair agency so you'd think I'd be prepared for this. NO, I'm an idiot for being so naive. I was even asked how my relationship was with my bank and to explain. What? I should've hung up at that very moment.
I completed the recorded phone call with "Jason" who was supposedly a rep for Visa. It was short and sweet with only a few Yes/No questions. This was unlike most cc terms and conditions but I was still oblivious. I received a confirmation number and was then transferred back to Allison.
Allison went on to tell me she suggested once I receive the card to cash advance the $299 and deposit it into my account. This would in essence avoid the initial start up fee. She also said that because I was in the continental US I should receive the card quicker than the estimated 3-4 wks. She noted to simply call customer care and they would give a pymt extension if needed.
Lastly, I became a little concerned and decided to research the company. That is when I discoverd the numerous "Rip Off Reports" filed. All I could do is laugh. My bank was able to put a hold on any account transaction requested from Everest and I have since closed that account. Although my account has numerous eft's set up I was able to close and reopen an account in about 10 mins. My bank was very cooperative and even filed a report on my behalf regarding Everest Consumer Services.
Cory
austin, Texas
U.S.A.
I actually received 2 calls from this company during the same week. The first call was from a female who was very uneducated and obviously reading a script. I immediately said "no thank you" and hung up.
However, the second call was a thing of beauty. Allison McDonald, well spoken and efficient, called to extend the cc offer one last time. She explained I had applied for this line of credit 2 months ago, which I never did, and that Everest would be able to help me.
Allison told me there was a one time fee of $299 that would be deducted in 2 weeks and it was for processing fees normally incurred over a 12 month period ie: apr, annual fees, etc. This fee is what helped Visa provide me with a very low interest rate and no annual fee.
I'm currently going through a state bonded credit repair agency so you'd think I'd be prepared for this. NO, I'm an idiot for being so naive. I was even asked how my relationship was with my bank and to explain. What? I should've hung up at that very moment.
I completed the recorded phone call with "Jason" who was supposedly a rep for Visa. It was short and sweet with only a few Yes/No questions. This was unlike most cc terms and conditions but I was still oblivious. I received a confirmation number and was then transferred back to Allison.
Allison went on to tell me she suggested once I receive the card to cash advance the $299 and deposit it into my account. This would in essence avoid the initial start up fee. She also said that because I was in the continental US I should receive the card quicker than the estimated 3-4 wks. She noted to simply call customer care and they would give a pymt extension if needed.
Lastly, I became a little concerned and decided to research the company. That is when I discoverd the numerous "Rip Off Reports" filed. All I could do is laugh. My bank was able to put a hold on any account transaction requested from Everest and I have since closed that account. Although my account has numerous eft's set up I was able to close and reopen an account in about 10 mins. My bank was very cooperative and even filed a report on my behalf regarding Everest Consumer Services.
Cory
austin, Texas
U.S.A.
