Emails since January 2016 that I owe a debt to a check payday loan in amount of 870.42 and if they settle in the court house it will be over 4000.00 but I can settle it for 300.00 by sending it to them via money gram. They threaten me with being arrested and credit being put on hold by the government and bank fraud. They have never called me nor sent anything in the mail. There is nothing on my credit about anything close to this.