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  • Report:  #452849

Complaint Review: federalgrantusa.com Jrs Media Solutions - New York new york Nationwide

Reported By:
- webbers falls, Oklahoma,
Submitted:
Updated:

federalgrantusa.com Jrs Media Solutions
305 West Broadway #114 New York new york, 10013 Nationwide, U.S.A.
Phone:
877-4951173
Web:
N/A
Categories:
Tell us has your experience with this business or person been good? What's this?
we had ordered this fedgrant cd to just look in to a loan to expand our business it said a one time charge of 49.95 one time charge . but now they took out 39.95 out of my acct and i know now this is a ripoff our bank said they cant help so i found you all can you help

Dennis b

webbers falls, Oklahoma

U.S.A.

*EDitor's Suggestions on how to get your money back into your bank account that someone wrongfully takes it from you!

EDitor's Suggestions on how to get your money back!

HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:

Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!

DO NOT TAKE NO FOR AN ANSWER!

Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.



1 Updates & Rebuttals

Customer Service Administrator

St. George,
Utah,
U.S.A.
Resolution Offer

#2UPDATE Employee

Mon, May 18, 2009

Dennis, The 39.95 charge you have mentioned may be for a Grant Master program - and our company represents some of the Grant Master programs. I apologize for any misunderstandings that might have occurred when you purchased your Grant CD. If this is one of our programs, we certainly would like to assist you with your concerns and come to a resolution ASAP. There are no commitments with the free products our company offers. However, there is a bonus free trial period to membership websites that accompanies the free CD and we do our best to disclose this as it is stated several times throughout the ordering process - on the sales page, the order page, the confirmation/thank you page, the confirmation email and it is also explained in the 1st paragraph of the Terms and Conditions of the offer. It is not our desire to bill clients who do not want the membership after the free trial offer. Unfortunately, we are unable to locate an account for this customer as there is limited information on this post. Dennis, if you believe the charge may be associated with our program, please contact Customer Service at 1-877-495-1190 and you will find a representative that will be very happy to assist you. If you've already contacted customer service and feel you were not treated fairly, or would like to discuss additional issues, please contact me directly at 435-773-1795 or you may email me at [email protected] and I will assist you immediately. If you are another customer reading this and you have tried customer service and feel that we have failed you, or feel you were mistreated in any way, please call me at the number above, or the customer service email, and I will be happy to address your concerns ASAP. Sincerely, Online Customer Support

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