After having acct for several year always payed acct have insurance through co called safeline plus became disaled due to accdent at work. tried to use disablity benefit have as of yet to recieve any help or paper work. payed premiums on acct for just this and cant use it. tried to exsplain it to acct holder but call me 7days a week to collect repeatly daily calls 20 plus times a day very un happy with them