Tell us has your experience with this business or person been good?
FCNB First Consumers National Bank ripoff Illegal Business practice Beaverton Oregon
After receiving several late payment penalties, for payments which were paid well in advance of the due date. I decided to pay in full and cancel the card. FCNB Refused to remove the late penalties, even after I provided written proof that payment was submitted 14 days prior to the due date. Their "Customer Service" People, suggested I send the payment in earlier because payments can sometimes take several weeks to process.
The following Month I received another late payment. I repeatedly spoke with representatives and managers with no resolve. I asked to cancel the account on several occasions, suggesting they take my security deposit to balance the account. (At this point losing this was a BARGAIN if it eliminated the constant phone calls and arguing). The account stayed open, and the late fees kept adding up.
I am now seeking legal action to have FCNB's collections removed from my credit report.