- Report: #437574
Complaint Review: First Equity Credit - Columbus Georgia
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Author Confirmed
Why?
First Equity Credit
P.O. Box 84075 Columbus, 31908-4075 Georgia, U.S.A.
Phone:
800-955-9900
Web:
N/A
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First Equity Credit Deployed Soldier Victim of Identity Theft and Credit Card Fraud...1st Equity insists it's mine. Columbus, Georgia
Deploying to Iraq for more than a year was hard, but returning home to what I have is probably the hardest thing I have done in a long time.
My former friend (a very close one) has been racking up charges on 2 Chase Cards which First Equity says they own not Chase. How he got my information: He and I openned a LLC catering company. He had access to my security info i.e. my SSN, my mother's maiden name, addresses, ect. He changed my address to his, so, I had no idea what was going on till i got back to the States.
After getting my credit report, I called Chase, but the number was to 1st Equity. Anyway, I talked to the cust svc rep who told me I had to start paying 1% of the balance to put it back into good standing. Even though the account and charges did not belong to me, I set it up for payments. This was only after being transfered around to talk to a "supervisor", who said it was my debt and Identity theft has not occured. They also said that they could go after my assets if I did not pay.
And all this occured within weeks of returning from a war-zone.
It has been 45 days since I first contacted them, and according to my credit report, the card is still more than 120 days past due (even w me making those 1% payments). I have since ceased making those payments due to attorney's advice that paying anything to them makes me responsible for the debt, and I have filed a police report.
I have contacted 1st Equity many times since then to talk to someone who will listen, but to no avail. I put them in the same catagory of honour as I do the man who stole my identity. Have you no shame 1st Equity???
Jeremy
Kitty Hawk, North Carolina
U.S.A.
My former friend (a very close one) has been racking up charges on 2 Chase Cards which First Equity says they own not Chase. How he got my information: He and I openned a LLC catering company. He had access to my security info i.e. my SSN, my mother's maiden name, addresses, ect. He changed my address to his, so, I had no idea what was going on till i got back to the States.
After getting my credit report, I called Chase, but the number was to 1st Equity. Anyway, I talked to the cust svc rep who told me I had to start paying 1% of the balance to put it back into good standing. Even though the account and charges did not belong to me, I set it up for payments. This was only after being transfered around to talk to a "supervisor", who said it was my debt and Identity theft has not occured. They also said that they could go after my assets if I did not pay.
And all this occured within weeks of returning from a war-zone.
It has been 45 days since I first contacted them, and according to my credit report, the card is still more than 120 days past due (even w me making those 1% payments). I have since ceased making those payments due to attorney's advice that paying anything to them makes me responsible for the debt, and I have filed a police report.
I have contacted 1st Equity many times since then to talk to someone who will listen, but to no avail. I put them in the same catagory of honour as I do the man who stole my identity. Have you no shame 1st Equity???
Jeremy
Kitty Hawk, North Carolina
U.S.A.
