- Report: #145891
Complaint Review: First National Government Grants - North Carolina
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First National Government Grants
Unknown North Carolina, U.S.A.
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First National Government Grants False ripoff bastards trying to take from you dont give them your account # North Carolina India *EDitor's suggestion on how to get your money back for fraudulent charges to your bank account
Yeah it happen to me too. So A heavy accented woman called Crystal James called with an ID#267 hmmmm sounds pretty ligate right? Then she said that I would be getting 12,500 a year of free grant money that I could use for whatever and I wouldn't have to pay it back! I have been through so many scams and this website has been a godsent.
So I did tell her that the 29.95 bull crap processing fee would be avaiable next week. So she first asked for my routing number to which I said I didnt have right now. So then she asked if she could have the account number to verify funds so my stupid a*s gave it to her thinking this might be true.
Well when I was being transferred over to the verification department I check ripoffreports.com and sure enough it was a scam. So I hung up. Then they started calling back consistently. With a number that was like +18807 which I thought was wierd! So I did some more digging and check with the BBB to which they have many other names also and complaints of course.
Then I checked the website to find out that there domain name has been suspended and email was sent to them notifying the reason. Gee I wonder why?! So finally an unknow number showed up and I answered and it was Crystal saying that we got disconnected. And I said no I hanged up. I began to tell her how she could work for someone who steals money from innocent people and not give a d**n! Of course she denied everything even when I told her about the website....she then said it wasn't up because it was a freakin Sunday....I just started laughing. Then she said they are legite and they are apart of the BBB....so I threw it in her face that they have numerous complaints on the BBB website also. I pretty much told her to F'off and if I found out who they were........I would deal with them personally! Of course she just hanged up. It just makes me so mad to hear everyones story on here about gettin ripped off from these guys.
So will see what happens. Sorry for the venting guys. And oh yeah if you just give them your account number they cannot take out any money. They need the routing number for that also. I checked with my bank WM they said its standard with all banks that they need a routing number to actually take money out of your account.
Adam
Escondido, California
U.S.A.
EDitor's Suggestions on how to get your money back!
HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:
Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish you file a dispute, and demand that they assist you in accordance with Federal Regulation E.
According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.
If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 # , and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.
Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!
DO NOT TAKE NO FOR AN ANSWER!
Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/comptroller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.
And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.
Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.
If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.
CHARGES TO YOUR CREDIT CARD
If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.
Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.
And good luck Let us know how you do!
ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
[email protected]
badbusinessbureau.com
www.ripoffreport.com
Don't let them get away with it.
Make sure they make the Rip-off Report!
We are not lawyers.
We are not a collection agency.
We are Consumer Advocates.
...the victims' advocate
WE are Civil and Human Rights Activists
We are a Worldwide Consumer Reporting News Agency
...by consumers, for consumers
CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.
So I did tell her that the 29.95 bull crap processing fee would be avaiable next week. So she first asked for my routing number to which I said I didnt have right now. So then she asked if she could have the account number to verify funds so my stupid a*s gave it to her thinking this might be true.
Well when I was being transferred over to the verification department I check ripoffreports.com and sure enough it was a scam. So I hung up. Then they started calling back consistently. With a number that was like +18807 which I thought was wierd! So I did some more digging and check with the BBB to which they have many other names also and complaints of course.
Then I checked the website to find out that there domain name has been suspended and email was sent to them notifying the reason. Gee I wonder why?! So finally an unknow number showed up and I answered and it was Crystal saying that we got disconnected. And I said no I hanged up. I began to tell her how she could work for someone who steals money from innocent people and not give a d**n! Of course she denied everything even when I told her about the website....she then said it wasn't up because it was a freakin Sunday....I just started laughing. Then she said they are legite and they are apart of the BBB....so I threw it in her face that they have numerous complaints on the BBB website also. I pretty much told her to F'off and if I found out who they were........I would deal with them personally! Of course she just hanged up. It just makes me so mad to hear everyones story on here about gettin ripped off from these guys.
So will see what happens. Sorry for the venting guys. And oh yeah if you just give them your account number they cannot take out any money. They need the routing number for that also. I checked with my bank WM they said its standard with all banks that they need a routing number to actually take money out of your account.
Adam
Escondido, California
U.S.A.
EDitor's Suggestions on how to get your money back!
HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:
Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish you file a dispute, and demand that they assist you in accordance with Federal Regulation E.
According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.
If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 # , and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.
Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!
DO NOT TAKE NO FOR AN ANSWER!
Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/comptroller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.
And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.
Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.
If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.
CHARGES TO YOUR CREDIT CARD
If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.
Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.
And good luck Let us know how you do!
ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
[email protected]
badbusinessbureau.com
www.ripoffreport.com
Don't let them get away with it.
Make sure they make the Rip-off Report!
We are not lawyers.
We are not a collection agency.
We are Consumer Advocates.
...the victims' advocate
WE are Civil and Human Rights Activists
We are a Worldwide Consumer Reporting News Agency
...by consumers, for consumers
CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.
