Over the six months I was their costumer it was the worst experience I've ever had with a credid card processing co. On a first month I start seeing all kind of fees that I was not aware of because they came from setting my account. the default of setting was to charge those fees, however , nobody walked me trough so I could "easily" avoid those un-necessary fees. Once I got them they would not refund them. STAY AWAY FROM THIS RIP OFF merchant account services