Dan
Phoenix,#2Consumer Suggestion
Sun, August 12, 2007
Go to ANNUALCREDITREPORT.COM. It is a FREE credit report. HOWEVER, if you want to see your credit score or other products, there is a charge. I just got my credit report (not my credit score) from Experian. I'll to the other two at four month intervals. This way, I can catch most changes in a reasonable amount of time and not wait a full year for the next free report. When I listen to the commercials, at the very end the do say "Free credit report requires enrollment in Tripple Advantage." They don't tell you what 'Triple Advantage" is or what the enrolment cost is in the commercial. Now you know after you enroll. This is more like deceptive or misleading advertising.
Reality Check
Warsaw,#3Consumer Suggestion
Sat, August 11, 2007
If you want a truly FREE credit report, visit annualcreditreport.com. This is the site where consumers can obtain their free credit report with no strings, as required by federal law. Hope this helps
Trifold6000
Summerville,#4Author of original report
Fri, August 10, 2007
The last time that I checked my credit was the very first time I had ever done it, which was over a year ago. So to respond to your consumer comment, you say that I should have checked what I was getting into, correct, i should have but I thought it was legit. Then you remark how I should have payed attention to the monthly membership. This obviously is not a monthly membership if this is a one time charge of 25.90 in a one year span almost. And if you read the fine print, it says a monthly membership will only be charged of 12.95 if you sign up to check your credit score. Because with freecreditreport.com, you can only receive your credit information, not your credit score unless you sign up for the credit score. And now my bank has closed my account for my protection, they are monitoring all transactions, and sending me paperwork so as to dispute this fraudulent charge. And I dont care what you say, I didn't authorize, so they will not have my money. So thanks for the info, and right back at ya!
Robert
Wallingford,#5Consumer Comment
Fri, August 10, 2007
The customer should have had the common sense to realize that when asked for his bank account information that something was not going to be free. Having gotten his credit report through their website he authorized the monthly subscription. As far the bank is concerned, the charge will be legitamate. Don't hold your breath waited for the bank to credit it to your account. Ain't gonna happen. He has to contact the company and cancel his subscription and see if they will refund the original charge. Again, probably ain't gonna happen.
Michael
Bountiful,#6Consumer Comment
Fri, August 10, 2007
You are right in stating that it is not free. You have to enroll in triple-advantage to get the so-called "free" report. The stipulation is mentioned in their TV ads but it's read at supersonic speed. It is written as well but it's in microscopic print. So it is easy to miss but it's there nonetheless. Didn't you think it was weird that if it were free that you had to give out your credit card number? You bank sounds like a bunch of d****e bags if they won't help you.