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Galleria Credit Union Melissa Patton Credit report ripoff Dallas Texas
I deiced to use the EFAX credit report and see how my credit looked about two weeks ago. After some review I realized how often my credit had been probed for various people trying to give me credit cards. The vary last name on the to pull my credit was from GALLERIA Federal Credit Union. This GCU pulled a full credit report gathering work history, loans past and present, and all of my other information.
It just so happens my EX-wife is a loan officer at that bank and I decided to give her a call. She was dumbfounded and had no idea what I was talking about and then said "This must have happened when I used your name as a source of income when I applied for a loan"? I was told it must be a mistake and she would have this taken off my credit.
After a week of thought, I decided to call the GCU and talk to a manager. The manager told me she was informed that I had given verbal consent to do a credit report and would be having the bank's name removed from my report. I never gave any authorization verbal or written and I am discussed my ex-wife has taken advantage of her job.
I want to press charges, I want help.
What else can I do to secure my credit and protect myself?